SOCIETE PATRIMONIALE LAMY QUIQUE : revenue, balance sheet and financial ratios

In 2025, SOCIETE PATRIMONIALE LAMY QUIQUE achieves revenue of 25 k€. Revenue is growing positively over 9 years (CAGR: +0.4%). Significant drop of -31% vs 2024. After deducting consumption (24 k€), gross margin stands at 1 k€, i.e. a rate of 5%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1 k€, representing -4.4% of revenue. Warning negative scissor effect: despite revenue change (-31%), EBITDA varies by -54%, reducing margin by 2.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -102 k€ (-400.9% of revenue), which will impact equity.

The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 10.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 3575.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 142 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 50 days. The gap of 92 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1665 days of revenue, i.e. 118 k€ to permanently finance. Notable WCR improvement over the period (-71%), freeing up cash.

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 3 392€ to 46 136€ is provided for information purposes only and requires in-depth analysis to be confirmed.