SIREN : 488644675
SELFEPARGNE is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CLICHY (92110), this company of category ETI shows in 2023 a revenue of 34 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2023 | 2022 | 2021 | 2020 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Ingresos | 34 218 € | 54 184 € | 76 748 € | 99 590 € | 89 525 € | 104 258 € |
| Resultado neto | -81 716 € | -40 860 € | 23 483 € | -25 627 € | -68 701 € | -199 883 € |
| EBITDA | -44 254 € | -27 305 € | 37 766 € | -8 272 € | -39 954 € | -169 899 € |
| Margen neto | -238.8% | -75.4% | 30.6% | -25.7% | -76.7% | -191.7% |
In 2023, SELFEPARGNE achieves revenue of 34 k€. Revenue is declining over the period 2016-2023 (CAGR: -14.7%). Significant drop of -37% vs 2022. After deducting consumption (0 €), gross margin stands at 34 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -44 k€, representing -129.3% of revenue. Warning negative scissor effect: despite revenue change (-37%), EBITDA varies by -62%, reducing margin by 78.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -82 k€ (-238.8% of revenue), which will impact equity.
34 218 €
34 218 €
-44 254 €
-44 264 €
-81 716 €
-129.3%
The debt ratio (= Financial debt / Equity x 100) stands at -109%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -554%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-109.146%
-554.492%
-238.81%
-7.291
In 2023, the debt ratio of SELFEPARGNE (-109.15) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of SELFEPARGNE (-554.5%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2023, the repayment capacity of SELFEPARGNE (-7.29) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 201.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
201.604
-70.733
In 2023, the liquidity ratio of SELFEPARGNE (201.60) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of SELFEPARGNE (-70.7x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 762 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 226 days. The gap of 536 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 861 days of revenue, i.e. 82 k€ to permanently finance. Over 2016-2023, WCR increased by +201%, requiring additional financing.
81 824 €
762 j
226 j
0 j
861 j
Based on 193 transactions of similar company sales (all years), the value of SELFEPARGNE is estimated at 33 616 € (range 9 374€ - 62 521€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SELFEPARGNE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SELFEPARGNE in 2023 is 34 k€.
SELFEPARGNE recorded a net loss in 2023.
The headquarters of SELFEPARGNE is located in CLICHY (92110), in the department Hauts-de-Seine.
The tax return of SELFEPARGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SELFEPARGNE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.