Empleados: 03 (2023.0)Categoría jurídica: Société à responsabilité limitée (sans autre indication)Tamaño: PMEFecha de creación: 1998-07-01 (27 años)Estado: ActivaSector de actividad: Commerce de gros (commerce interentreprises) de bois et de matériaux de construction Ubicación: SAINT-OUEN-L'AUMONE (95310), Val-d'Oise
RM PALETTES : revenue, balance sheet and financial ratios
RM PALETTES is a French company
founded 27 years ago,
specialized in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction .
Based in SAINT-OUEN-L'AUMONE (95310),
this company of category PME
shows in 2025 a revenue of 3.5 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, RM PALETTES achieves revenue of 3.5 M€. Activity remains stable over the period (CAGR: -0.2%). Significant drop of -17% vs 2024. After deducting consumption (2.1 M€), gross margin stands at 1.4 M€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 387 k€, representing 11.2% of revenue. Positive scissor effect: EBITDA margin improves by +4.1 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 212 k€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.
Ingresos (2025)
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Ingresos
Definición
Importe total de las ventas de bienes y servicios realizadas por la empresa.
Fórmula
Ventas de mercancías + Producción vendida
3 450 310 €
Margen bruto (2025)
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Margen bruto
Definición
Diferencia entre los ingresos y el coste de las mercancías vendidas.
Fórmula
Ingresos - Compras consumidas
1 366 407 €
EBITDA (2025)
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EBITDA (Excedente bruto de explotación)
Definición
Ressource générée par l'activité courante, avant amortissements et charges financières.
Fórmula
Valor añadido - Gastos de personal - Impuestos
Interpretación
Positivo = actividad rentable
386 618 €
EBIT (2025)
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EBIT (Resultado de explotación)
Definición
Resultado operativo, incluyendo amortizaciones y provisiones.
Fórmula
EBITDA - Amortizaciones y provisiones + Reversiones
255 593 €
Resultado neto (2025)
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Resultado neto
Definición
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Fórmula
Resultado corriente + Resultado excepcional - Impuesto sobre beneficios
Le compte de résultat détaillé n'est pas disponible pour cette entreprise (liasse simplifiée ou données confidentielles).
Évolution graphique
Mostrar :
Visualización creada con numbers.finance Sources : INPI & BCE - Ajustes : Ministère de l'Économie
Activo
Chargement des données...
Poste
Bruto
Amort.
Neto
%
Evolución
Données de bilan actif non disponibles pour cette entreprise
Pasivo
Chargement des données...
Poste
Ejercicio
%
Evolución
Données de bilan passif non disponibles pour cette entreprise
Ratios de solvencia y endeudamiento
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
Ratio de endeudamiento (2025)
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Ratio de endeudamiento
Definición
Mide la proporción de deuda respecto a los fondos propios.
Fórmula
(Deuda financiera / Fondos propios) x 100
Interpretación
< 50% : Faible 50-100% : Moderado > 100% : Alto
2.826%
Autonomía financiera (2025)
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Autonomía financiera
Definición
Porcentaje de fondos propios en la financiación total.
Visualización creada con numbers.finance Sources : INPI & BCE - Ajustes : Ministère de l'Économie
Indicador
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Ratio de endeudamiento
49.113
42.514
31.197
28.103
29.953
32.171
3.09
2.372
1.469
83.662
2.826
Autonomía financiera
41.703
46.515
55.116
57.938
61.389
58.719
67.193
59.358
68.608
41.207
59.723
Capacidad de reembolso
2.605
2.817
2.542
5.462
4.028
-3.028
-0.234
0.084
0.038
3.575
0.077
Flujo de caja / Ingresos
2.837%
2.556%
2.338%
1.043%
1.548%
-2.235%
-3.123%
5.37%
10.846%
5.107%
9.672%
Positionnement sectoriel
Debt ratio
2.832025
2023
2024
2025
Q1: 4.02
Méd: 18.82
Q3: 55.96
Excellent
In 2025, the debt ratio of RM PALETTES (2.83) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
59.72%2025
2023
2024
2025
Q1: 27.95%
Méd: 47.12%
Q3: 63.87%
Good-7 pts durante 3 años
In 2025, the financial autonomy of RM PALETTES (59.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.08 years2025
2023
2024
2025
Q1: 0.0 years
Méd: 0.58 years
Q3: 2.87 years
Good
In 2025, the repayment capacity of RM PALETTES (0.08) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Ratios de liquidez
The liquidity ratio (= Current assets / Current liabilities) stands at 250.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.
Ratio de liquidez (2025)
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Ratio de liquidez
Definición
Capacidad para pagar las deudas a corto plazo con el activo circulante.
Fórmula
Activo circulante / Pasivo circulante
Interpretación
> 1.5 : Muy bueno 1-1.5 : Correcto < 1 : Risque de liquidité
250.959
Cobertura de intereses (2025)
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Cobertura de intereses
Definición
Capacidad para cubrir los gastos financieros con el resultado de explotación.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicador
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Ratio de liquidez
216.564
250.085
306.136
330.905
426.667
390.577
264.862
270.026
359.604
471.951
250.959
Cobertura de intereses
6.556
5.951
3.667
10.522
7.089
-6.02
-2.553
0.555
0.277
0.817
1.029
Positionnement sectoriel
Liquidity ratio
250.962025
2023
2024
2025
Q1: 163.55
Méd: 233.02
Q3: 362.64
Good-22 pts durante 3 años
In 2025, the liquidity ratio of RM PALETTES (250.96) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
1.03x2025
2023
2024
2025
Q1: 0.0x
Méd: 1.75x
Q3: 9.06x
Average+9 pts durante 3 años
In 2025, the interest coverage of RM PALETTES (1.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Necesidad de fondo de rotación (NFR) y plazos de pago
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The company must finance 17 days of gap between collections and payments. Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 32 days of revenue, i.e. 302 k€ to permanently finance. Notable WCR improvement over the period (-54%), freeing up cash.
NFR de explotación (2025)
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NFR de explotación
Definición
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Fórmula
Stocks + Créances clients - Dettes fournisseurs
Interpretación
Negativo = tesorería liberada Positivo = necesidad de financiación
301 937 €
Crédito clientes (2025)
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Crédito clientes (días)
Definición
Plazo medio de cobro a clientes.
Fórmula
(Cuentas por cobrar / Ingresos con IVA) x 360
Interpretación
< 45j : Bueno 45-60j : Medio > 60j : Largo
41 j
Crédito proveedores (2025)
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Crédito proveedores (días)
Definición
Plazo medio de pago a proveedores.
Fórmula
(Cuentas por pagar / Compras con IVA) x 360
Interpretación
Cuanto más largo sea el plazo, mejor para la tesorería
24 j
Rotación de inventario (2025)
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Rotación de inventario (días)
Definición
Duración media de almacenamiento de mercancías o materiales.
Fórmula
(Existencias / Coste de compra) x 360
Interpretación
Cuanto menor sea el ratio, más rápida es la rotación
6 j
NFR en días de ingresos (2025)
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NFR en días de ingresos
Definición
Expresa el fondo de maniobra operativo en días de facturación.
Fórmula
(BFR exploitation / CA) x 360
Interpretación
Cuantos menos días, mejor gestión del capital circulante
32 j
Evolución del NFR y plazos RM PALETTES
Visualización creada con numbers.finance Sources : INPI & BCE - Ajustes : Ministère de l'Économie
Indicador
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
BFR d'exploitation
662 050 €
704 757 €
723 969 €
894 921 €
928 579 €
906 742 €
605 407 €
1 008 006 €
751 510 €
569 036 €
301 937 €
Rotación de inventario (días)
4
3
3
4
5
2
5
2
3
2
6
Crédit clients (jours)
49
43
48
56
47
43
48
49
54
40
41
Crédit fournisseurs (jours)
21
25
16
16
13
19
17
24
20
24
24
Positionnement de RM PALETTES dans son secteur
Comparación con el sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction
Estimación de valoración
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions).
This range of 198 507€ to 577 768€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
198k€348k€577k€
348 256 €Range: 198 507€ - 577 768€
NAF 5 année 2025
Evolución de la valoración
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de gros (commerce interentreprises) de bois et de matériaux de construction )
Compare RM PALETTES with other companies in the same sector:
Yes, RM PALETTES generated a net profit of 212 k€ in 2025.
Where is the headquarters of RM PALETTES ?
The headquarters of RM PALETTES is located in SAINT-OUEN-L'AUMONE (95310), in the department Val-d'Oise.
Where to find the tax return of RM PALETTES ?
The tax return of RM PALETTES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does RM PALETTES operate?
RM PALETTES operates in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction (NAF code 46.73A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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