SIREN : 884930702
POLYBEL is a French company founded 5 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in SAINT-PIERRE (97410), this company of category PME shows in 2025 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Ingresos | 1 439 835 € | 1 357 159 € | 1 483 148 € | 1 770 770 € |
| Resultado neto | -17 906 € | -58 191 € | -24 486 € | 169 265 € |
| EBITDA | 68 815 € | 78 885 € | 110 255 € | 301 785 € |
| Margen neto | -1.2% | -4.3% | -1.7% | 9.6% |
In 2025, POLYBEL achieves revenue of 1.4 M€. Revenue is declining over the period 2022-2025 (CAGR: -6.7%). Vs 2024: +6%. After deducting consumption (718 k€), gross margin stands at 722 k€, i.e. a rate of 50%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 69 k€, representing 4.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -18 k€ (-1.2% of revenue), which will impact equity.
1 439 835 €
721 619 €
68 815 €
-10 764 €
-17 906 €
4.6%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1.327%
3.993%
3.964%
0.009
54.7%
In 2025, the debt ratio of POLYBEL (1.33) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of POLYBEL (4.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of POLYBEL (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 59.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.3x. Operating income very largely covers interest expenses: high safety margin.
59.364
28.269
In 2025, the liquidity ratio of POLYBEL (59.36) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of POLYBEL (28.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. Excellent situation: suppliers finance 89 days of the operating cycle (retail model). Inventory turnover is 128 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. WCR is negative (-53 days): operations structurally generate cash. Over 2022-2025, WCR increased by +26%, requiring additional financing.
-212 880 €
0 j
89 j
128 j
-53 j
Based on 51 transactions of similar company sales
in 2025,
the value of POLYBEL is estimated at
153 883 €
(range 82 331€ - 629 956€).
With an EBITDA of 68 815€, the sector multiple of 1.5x is applied.
The price/revenue ratio is 0.17x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare POLYBEL with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of POLYBEL in 2025 is 1.4 M€.
POLYBEL recorded a net loss in 2025.
The headquarters of POLYBEL is located in SAINT-PIERRE (97410), in the department La Reunion.
The tax return of POLYBEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
POLYBEL operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.