Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

PENN AR BED COURTAGE ASSURANCES : revenue, balance sheet and financial ratios

PENN AR BED COURTAGE ASSURANCES is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE FOLGOET (29260), this company of category PME shows in 2019 a net income positive of 3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - PENN AR BED COURTAGE ASSURANCES (SIREN 838082782)
Indicador 2019
Ingresos N/C
Resultado neto 3 273 €
EBITDA N/C
Margen neto N/C

Ingresos y cuenta de resultados

En 2019, PENN AR BED COURTAGE ASSURANCES genera un resultado neto positivo de 3 k€.

Resultado neto (2019) ?
Resultado neto
Definición
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Fórmula
Resultado corriente + Resultado excepcional - Impuesto sobre beneficios

3 273 €

Chargement du compte de résultat...

Évolution graphique

Mostrar :

Activo

Chargement des données...

Pasivo

Chargement des données...

Ratios de solvencia y endeudamiento

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 347%. Situación crítica: la deuda supera significativamente los fondos propios. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 20%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Ratio de endeudamiento (2019) ?
Ratio de endeudamiento
Definición
Mide la proporción de deuda respecto a los fondos propios.
Fórmula
(Deuda financiera / Fondos propios) x 100
Interpretación
< 50% : Faible
50-100% : Moderado
> 100% : Alto

346.736%

Autonomía financiera (2019) ?
Autonomía financiera
Definición
Porcentaje de fondos propios en la financiación total.
Fórmula
(Fondos propios / Total balance) x 100
Interpretación
> 30% : Buena autonomía
20-30% : Media
< 20% : Faible

19.954%

Evolución de indicadores de solvencia
PENN AR BED COURTAGE ASSURANCES

Positionnement sectoriel

Ratio de endeudamiento
346.74 2019
2019
Q1: 0.02
Méd: 10.37
Q3: 63.27
Vigilar

En 2019, el ratio de endeudamiento de PENN AR BED COURTAGE ASSU... (346.74) se sitúa en el top 25% del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio alto puede indicar dependencia excesiva de financiación externa.

Autonomía financiera
19.95% 2019
2019
Q1: 15.58%
Méd: 46.47%
Q3: 74.04%
Average

En 2019, el autonomía financiera de PENN AR BED COURTAGE ASSU... (19.9%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Positionnement de PENN AR BED COURTAGE ASSURANCES dans son secteur

Comparación con el sector Activités des agents et courtiers d'assurances

Estimación de valoración

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 2 669€ to 16 226€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
2k€ 4k€ 16k€
4 028 € Range: 2 669€ - 16 226€
NAF 5 année 2019
How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PENN AR BED COURTAGE ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PENN AR BED COURTAGE ASSURANCES

What is the revenue of PENN AR BED COURTAGE ASSURANCES ?

The revenue of PENN AR BED COURTAGE ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is PENN AR BED COURTAGE ASSURANCES profitable?

Yes, PENN AR BED COURTAGE ASSURANCES generated a net profit of 3 k€ in 2019.

Where is the headquarters of PENN AR BED COURTAGE ASSURANCES ?

The headquarters of PENN AR BED COURTAGE ASSURANCES is located in LE FOLGOET (29260), in the department Finistere.

Where to find the tax return of PENN AR BED COURTAGE ASSURANCES ?

The tax return of PENN AR BED COURTAGE ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PENN AR BED COURTAGE ASSURANCES operate?

PENN AR BED COURTAGE ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.