SIREN : 842541799
MCA is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MURS-ERIGNE (49610), this company of category PME shows in 2020 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2020 | 2019 |
|---|---|---|
| Ingresos | 10 354 € | 3 010 € |
| Resultado neto | 5 528 € | -1 533 € |
| EBITDA | 7 195 € | -506 € |
| Margen neto | 53.4% | -50.9% |
In 2020, MCA achieves revenue of 10 k€. Vs 2019, growth of +244% (3 k€ -> 10 k€). After deducting consumption (0 €), gross margin stands at 10 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 69.5% of revenue. Positive scissor effect: EBITDA margin improves by +86.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 53.4% of revenue. This profit can be retained or distributed to shareholders.
10 354 €
10 354 €
7 195 €
6 265 €
5 528 €
69.5%
The debt ratio (= Financial debt / Equity x 100) stands at 45%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 62.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
45.286%
22.305%
62.372%
0.066
57.2%
In 2020, the debt ratio of MCA (45.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of MCA (22.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of MCA (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 159.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
159.557
0.445
In 2020, the liquidity ratio of MCA (159.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of MCA (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 157 days. Excellent situation: suppliers finance 157 days of the operating cycle (retail model). WCR is negative (-132 days): operations structurally generate cash.
-3 793 €
0 j
157 j
0 j
-132 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 24 156€ to 74 284€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MCA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MCA in 2020 is 10 k€.
Yes, MCA generated a net profit of 6 k€ in 2020.
The headquarters of MCA is located in MURS-ERIGNE (49610), in the department Maine-et-Loire.
The tax return of MCA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MCA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.