SIREN : 838644532
LOYD'S JUNIOR is a French company founded 8 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de textiles. Based in PARIS (75003), this company of category PME shows in 2020 a revenue of 154 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2020 | 2019 |
|---|---|---|
| Ingresos | 153 743 € | 242 872 € |
| Resultado neto | 3 837 € | 10 077 € |
| EBITDA | 11 439 € | 23 011 € |
| Margen neto | 2.5% | 4.1% |
In 2020, LOYD'S JUNIOR achieves revenue of 154 k€. Significant drop of -37% vs 2019. After deducting consumption (76 k€), gross margin stands at 77 k€, i.e. a rate of 50%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 7.4% of revenue. Warning negative scissor effect: despite revenue change (-37%), EBITDA varies by -50%, reducing margin by 2.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
153 743 €
77 468 €
11 439 €
4 567 €
3 837 €
6.8%
The debt ratio (= Financial debt / Equity x 100) stands at 2930%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 40.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
2929.92%
3.151%
6.364%
40.809
78.3%
In 2020, the debt ratio of LOYD'S JUNIOR (2929.92) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of LOYD'S JUNIOR (3.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of LOYD'S JUNIOR (40.81) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 615.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.3x. Operating income very largely covers interest expenses: high safety margin.
615.914
6.347
In 2020, the liquidity ratio of LOYD'S JUNIOR (615.91) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of LOYD'S JUNIOR (6.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 39 days. Excellent situation: suppliers finance 39 days of the operating cycle (retail model). Inventory turnover is 73 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 91 days of revenue, i.e. 39 k€ to permanently finance.
38 938 €
0 j
39 j
73 j
91 j
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 21 724€ to 79 554€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOYD'S JUNIOR with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de textiles
The revenue of LOYD'S JUNIOR in 2020 is 154 k€.
Yes, LOYD'S JUNIOR generated a net profit of 4 k€ in 2020.
The headquarters of LOYD'S JUNIOR is located in PARIS (75003), in the department Paris.
The tax return of LOYD'S JUNIOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOYD'S JUNIOR operates in the sector Commerce de gros (commerce interentreprises) de textiles (NAF code 46.41Z). See the 'Sector positioning' section above to compare the company with its competitors.