LA PROTECTION INDIVIDUELLE : revenue, balance sheet and financial ratios

LA PROTECTION INDIVIDUELLE is a French company founded 25 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in PERPIGNAN (66000), this company of category PME shows in 2023 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - LA PROTECTION INDIVIDUELLE (SIREN 433506045)
Indicador 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Ingresos N/C N/C 2 043 616 € N/C 1 970 460 € 1 633 538 € 1 577 463 € 1 466 774 € 1 404 622 € 1 364 736 €
Resultado neto 18 866 € 16 014 € 39 614 € 59 785 € 60 578 € 38 493 € 41 359 € 44 811 € 47 688 € 13 037 €
EBITDA N/C N/C 76 961 € N/C 107 096 € 45 764 € 96 978 € 67 323 € 59 604 € 20 785 €
Margen neto N/C N/C 1.9% N/C 3.1% 2.4% 2.6% 3.1% 3.4% 1.0%

Ingresos y cuenta de resultados

In 2025, LA PROTECTION INDIVIDUELLE generates positive net income of 19 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 13 k€ -> 19 k€.

Resultado neto (2025) ?
Resultado neto
Definición
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Fórmula
Resultado corriente + Resultado excepcional - Impuesto sobre beneficios

18 866 €

Chargement du compte de résultat...

Évolution graphique

Mostrar :

Activo

Chargement des données...

Pasivo

Chargement des données...

Ratios de solvencia y endeudamiento

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Ratio de endeudamiento (2025) ?
Ratio de endeudamiento
Definición
Mide la proporción de deuda respecto a los fondos propios.
Fórmula
(Deuda financiera / Fondos propios) x 100
Interpretación
< 50% : Faible
50-100% : Moderado
> 100% : Alto

12.48%

Autonomía financiera (2025) ?
Autonomía financiera
Definición
Porcentaje de fondos propios en la financiación total.
Fórmula
(Fondos propios / Total balance) x 100
Interpretación
> 30% : Buena autonomía
20-30% : Media
< 20% : Faible

50.77%

Ratio de obsolescencia (2025) ?
Ratio de obsolescencia
Definición
Mide el grado de desgaste del inmovilizado material.
Fórmula
Amortización acumulada / Inmovilizado bruto x 100
Interpretación
< 50% : Activos recientes
50-70% : Desgaste normal
> 70% : Activos envejecidos

51.4%

Evolución de indicadores de solvencia
LA PROTECTION INDIVIDUELLE

Positionnement sectoriel

Debt ratio
12.48 2025
2023
2024
2025
Q1: 0.05
Méd: 9.73
Q3: 41.76
Average -5 pts durante 3 años

In 2025, the debt ratio of LA PROTECTION INDIVIDUELLE (12.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.77% 2025
2023
2024
2025
Q1: 10.16%
Méd: 37.48%
Q3: 63.03%
Good

In 2025, the financial autonomy of LA PROTECTION INDIVIDUELLE (50.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.0 years 2023
2023
Q1: 0.0 years
Méd: 0.0 years
Q3: 1.65 years
Average

In 2023, the repayment capacity of LA PROTECTION INDIVIDUELLE (2.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Ratios de liquidez

The liquidity ratio (= Current assets / Current liabilities) stands at 192.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Ratio de liquidez (2025) ?
Ratio de liquidez
Definición
Capacidad para pagar las deudas a corto plazo con el activo circulante.
Fórmula
Activo circulante / Pasivo circulante
Interpretación
> 1.5 : Muy bueno
1-1.5 : Correcto
< 1 : Risque de liquidité

192.934

Evolución de indicadores de liquidez
LA PROTECTION INDIVIDUELLE

Positionnement sectoriel

Liquidity ratio
192.93 2025
2023
2024
2025
Q1: 128.79
Méd: 214.38
Q3: 394.35
Average -6 pts durante 3 años

In 2025, the liquidity ratio of LA PROTECTION INDIVIDUELLE (192.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.69x 2023
2023
Q1: 0.0x
Méd: 0.0x
Q3: 4.49x
Good

In 2023, the interest coverage of LA PROTECTION INDIVIDUELLE (2.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Necesidad de fondo de rotación (NFR) y plazos de pago

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 308 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 447 days. Excellent situation: suppliers finance 139 days of the operating cycle (retail model).

NFR de explotación (2025) ?
NFR de explotación
Definición
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Fórmula
Stocks + Créances clients - Dettes fournisseurs
Interpretación
Negativo = tesorería liberada
Positivo = necesidad de financiación

0 €

Crédito clientes (2025) ?
Crédito clientes (días)
Definición
Plazo medio de cobro a clientes.
Fórmula
(Cuentas por cobrar / Ingresos con IVA) x 360
Interpretación
< 45j : Bueno
45-60j : Medio
> 60j : Largo

308 j

Crédito proveedores (2025) ?
Crédito proveedores (días)
Definición
Plazo medio de pago a proveedores.
Fórmula
(Cuentas por pagar / Compras con IVA) x 360
Interpretación
Cuanto más largo sea el plazo, mejor para la tesorería

447 j

Rotación de inventario (2025) ?
Rotación de inventario (días)
Definición
Duración media de almacenamiento de mercancías o materiales.
Fórmula
(Existencias / Coste de compra) x 360
Interpretación
Cuanto menor sea el ratio, más rápida es la rotación

0 j

Evolución del NFR y plazos
LA PROTECTION INDIVIDUELLE

Positionnement de LA PROTECTION INDIVIDUELLE dans son secteur

Comparación con el sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Estimación de valoración

Based on 124 transactions of similar company sales (all years), the value of LA PROTECTION INDIVIDUELLE is estimated at 43 197 € (range 11 477€ - 76 628€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
124 transactions
11k€ 43k€ 76k€
43 197 € Range: 11 477€ - 76 628€
NAF 5 all-time

Valuation method used

Net Income Multiple
18 866 € × 2.3x = 43 197 €
Range: 11 477€ - 76 629€

Only this financial indicator is available for this company.

Evolución de la valoración

How is this estimate calculated?

This estimate is based on the analysis of 124 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare LA PROTECTION INDIVIDUELLE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Frequently asked questions about LA PROTECTION INDIVIDUELLE

What is the revenue of LA PROTECTION INDIVIDUELLE ?

The revenue of LA PROTECTION INDIVIDUELLE in 2023 is 2.0 M€.

Is LA PROTECTION INDIVIDUELLE profitable?

Yes, LA PROTECTION INDIVIDUELLE generated a net profit of 19 k€ in 2025.

Where is the headquarters of LA PROTECTION INDIVIDUELLE ?

The headquarters of LA PROTECTION INDIVIDUELLE is located in PERPIGNAN (66000), in the department Pyrenees-Orientales.

Where to find the tax return of LA PROTECTION INDIVIDUELLE ?

The tax return of LA PROTECTION INDIVIDUELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA PROTECTION INDIVIDUELLE operate?

LA PROTECTION INDIVIDUELLE operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.