SIREN : 484709050
JM AUTOS is a French company founded 20 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in LE HAVRE (76620), this company of category PME shows in 2020 a revenue of 301 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2020 | 2019 | 2018 |
|---|---|---|---|
| Ingresos | 300 986 € | 510 585 € | 598 625 € |
| Resultado neto | 75 € | 356 € | 27 952 € |
| EBITDA | 4 724 € | 4 793 € | 31 808 € |
| Margen neto | 0.0% | 0.1% | 4.7% |
In 2020, JM AUTOS achieves revenue of 301 k€. Revenue is declining over the period 2018-2020 (CAGR: -29.1%). Significant drop of -41% vs 2019. After deducting consumption (246 k€), gross margin stands at 55 k€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 1.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 75 €, i.e. 0.0% of revenue. This profit can be retained or distributed to shareholders.
300 986 €
55 409 €
4 724 €
3 776 €
75 €
1.5%
The debt ratio (= Financial debt / Equity x 100) stands at 173%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 55.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
173.074%
24.257%
0.318%
55.334
In 2020, the debt ratio of JM AUTOS (173.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of JM AUTOS (24.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of JM AUTOS (55.33) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 76.2x. Operating income very largely covers interest expenses: high safety margin.
0.0
76.228
In 2020, the liquidity ratio of JM AUTOS (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of JM AUTOS (76.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). WCR is negative (-7 days): operations structurally generate cash. Notable WCR improvement over the period (-104%), freeing up cash.
-5 607 €
0 j
57 j
0 j
-7 j
Based on 122 transactions of similar company sales in 2020, the value of JM AUTOS is estimated at 12 627 € (range 7 336€ - 42 107€). With an EBITDA of 4 724€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.09x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JM AUTOS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of JM AUTOS in 2020 is 301 k€.
Yes, JM AUTOS generated a net profit of 75€ in 2020.
The headquarters of JM AUTOS is located in LE HAVRE (76620), in the department Seine-Maritime.
The tax return of JM AUTOS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JM AUTOS operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.