SIREN : 489823914
JEC is a French company founded 20 years ago, specialized in the sector Commerce d'alimentation générale. Based in SAINT-MALO (35400), this company of category PME shows in 2025 a revenue of 430 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 430 240 € | 406 250 € | 391 267 € | 382 531 € | 386 973 € | 356 031 € | 366 644 € | 348 512 € |
| Resultado neto | -3 827 € | -30 796 € | 1 746 € | 6 809 € | 12 340 € | 17 567 € | 27 329 € | 21 061 € |
| EBITDA | 4 655 € | -18 739 € | 14 298 € | 18 453 € | 22 496 € | 22 899 € | 33 624 € | 26 079 € |
| Margen neto | -0.9% | -7.6% | 0.4% | 1.8% | 3.2% | 4.9% | 7.5% | 6.0% |
In 2025, JEC achieves revenue of 430 k€. Revenue is growing positively over 8 years (CAGR: +2.7%). Vs 2024: +6%. After deducting consumption (253 k€), gross margin stands at 177 k€, i.e. a rate of 41%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 1.1% of revenue. Positive scissor effect: EBITDA margin improves by +5.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -4 k€ (-0.9% of revenue), which will impact equity.
430 240 €
177 240 €
4 655 €
-5 854 €
-3 827 €
1.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1.554%
90.568%
1.55%
0.498
20.6%
In 2025, the debt ratio of JEC (1.55) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of JEC (90.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of JEC (0.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 282.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.5x. Operating income very largely covers interest expenses: high safety margin.
282.514
5.499
In 2025, the liquidity ratio of JEC (282.51) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of JEC (5.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 15 days of revenue, i.e. 18 k€ to permanently finance. Over 2017-2025, WCR increased by +99%, requiring additional financing.
18 479 €
2 j
16 j
8 j
15 j
Based on 270 transactions of similar company sales in 2025, the value of JEC is estimated at 66 223 € (range 39 027€ - 109 372€). With an EBITDA of 4 655€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JEC with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'alimentation générale
The revenue of JEC in 2025 is 430 k€.
JEC recorded a net loss in 2025.
The headquarters of JEC is located in SAINT-MALO (35400), in the department Ille-et-Vilaine.
The tax return of JEC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JEC operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.