SIREN : 820830636
INSYM is a French company founded 9 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in MARSEILLE (13003), this company of category PME shows in 2023 a revenue of 87 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Ingresos | 87 151 € | 89 142 € | 109 355 € | 85 200 € | 75 989 € |
| Resultado neto | 207 € | 22 € | 12 237 € | 8 327 € | 664 € |
| EBITDA | 72 € | 373 € | 13 700 € | 260 € | 1 580 € |
| Margen neto | 0.2% | 0.0% | 11.2% | 9.8% | 0.9% |
In 2023, INSYM achieves revenue of 87 k€. Revenue is growing positively over 5 years (CAGR: +3.5%). Slight decline of -2% vs 2022. After deducting consumption (27 k€), gross margin stands at 60 k€, i.e. a rate of 68%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 72 €, representing 0.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 207 €, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
87 151 €
59 682 €
72 €
360 €
207 €
0.1%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 70.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
52.383%
50.822%
0.238%
70.937
In 2023, the debt ratio of INSYM (52.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of INSYM (50.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of INSYM (70.94) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 443.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 159.7x. Operating income very largely covers interest expenses: high safety margin.
443.22
159.722
In 2023, the liquidity ratio of INSYM (443.22) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of INSYM (159.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 48 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 7 days of revenue, i.e. 2 k€ to permanently finance. Notable WCR improvement over the period (-85%), freeing up cash.
1 583 €
0 j
14 j
48 j
7 j
Based on 70 transactions of similar company sales
in 2023,
the value of INSYM is estimated at
9 688 €
(range 5 342€ - 14 447€).
With an EBITDA of 72€, the sector multiple of 3.8x is applied.
The price/revenue ratio is 0.36x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare INSYM with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of INSYM in 2023 is 87 k€.
Yes, INSYM generated a net profit of 207€ in 2023.
The headquarters of INSYM is located in MARSEILLE (13003), in the department Bouches-du-Rhone.
The tax return of INSYM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
INSYM operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.