SIREN : 880149828
FONCIEO is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in RUAUDIN (72230), this company of category PME shows in 2024 a revenue of 528 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Ingresos | 528 445 € | 497 500 € | 426 435 € | 280 990 € |
| Resultado neto | 86 039 € | 105 907 € | 128 990 € | 31 136 € |
| EBITDA | 443 537 € | 444 453 € | 375 268 € | 162 860 € |
| Margen neto | 16.3% | 21.3% | 30.2% | 11.1% |
In 2024, FONCIEO achieves revenue of 528 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +23.4%. Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 528 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 444 k€, representing 83.9% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -0%, reducing margin by 5.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 86 k€, i.e. 16.3% of revenue. This profit can be retained or distributed to shareholders.
528 445 €
528 445 €
443 537 €
152 507 €
86 039 €
83.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1399%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 71.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1399.193%
6.21%
71.354%
15.714
88.1%
In 2024, the debt ratio of FONCIEO (1399.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FONCIEO (6.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FONCIEO (15.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 160.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.1x. Operating income very largely covers interest expenses: high safety margin.
160.781
28.091
In 2024, the liquidity ratio of FONCIEO (160.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FONCIEO (28.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 351 days. Excellent situation: suppliers finance 346 days of the operating cycle (retail model). WCR is negative (-108 days): operations structurally generate cash.
-158 454 €
5 j
351 j
0 j
-108 j
Based on 62 transactions of similar company sales
in 2024,
the value of FONCIEO is estimated at
1 239 434 €
(range 392 003€ - 2 781 558€).
With an EBITDA of 443 537€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FONCIEO with other companies in the same sector:
The revenue of FONCIEO in 2024 is 528 k€.
Yes, FONCIEO generated a net profit of 86 k€ in 2024.
The headquarters of FONCIEO is located in RUAUDIN (72230), in the department Sarthe.
The tax return of FONCIEO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FONCIEO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.