SIREN : 898877998
FINANCIERE DE SG is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in SAINT-PAUL (97435), this company of category PME shows in 2021 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2021 |
|---|---|
| Ingresos | 6 100 € |
| Resultado neto | 52 € |
| EBITDA | 61 € |
| Margen neto | 0.9% |
In 2021, FINANCIERE DE SG achieves revenue of 6 k€. After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 61 €, representing 1.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 €, i.e. 0.9% of revenue. This profit can be retained or distributed to shareholders.
6 100 €
6 100 €
61 €
61 €
52 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 423%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 85.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
423.004%
16.182%
0.852%
85.577
In 2021, the debt ratio of FINANCIERE DE SG (423.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINANCIERE DE SG (16.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of FINANCIERE DE SG (85.58) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 650.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
650.751
0.0
In 2021, the liquidity ratio of FINANCIERE DE SG (650.75) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of FINANCIERE DE SG (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 300 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 301 days of revenue, i.e. 5 k€ to permanently finance.
5 101 €
300 j
0 j
0 j
301 j
Based on 76 transactions of similar company sales
in 2021,
the value of FINANCIERE DE SG is estimated at
813 €
(range 344€ - 2 026€).
With an EBITDA of 61€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DE SG with other companies in the same sector:
The revenue of FINANCIERE DE SG in 2021 is 6 k€.
Yes, FINANCIERE DE SG generated a net profit of 52€ in 2021.
The headquarters of FINANCIERE DE SG is located in SAINT-PAUL (97435), in the department La Reunion.
The tax return of FINANCIERE DE SG is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DE SG operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.