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CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH : revenue, balance sheet and financial ratios

CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is a French company founded 3 years ago, specialized in the sector Autres intermédiations monétaires. Based in MONTROUGE (92120), this company of category GE shows in 2022 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH (SIREN 922362439)
Indicador 2022
Ingresos 15 300 €
Resultado neto 0 €
EBITDA N/C
Margen neto 0.0%

Ingresos y cuenta de resultados

In 2022, CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH achieves revenue of 15 k€. After deducting consumption (0 €), gross margin stands at 15 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Ingresos (2022) ?
Ingresos
Definición
Importe total de las ventas de bienes y servicios realizadas por la empresa.
Fórmula
Ventas de mercancías + Producción vendida

15 300 €

Margen bruto (2022) ?
Margen bruto
Definición
Diferencia entre los ingresos y el coste de las mercancías vendidas.
Fórmula
Ingresos - Compras consumidas

15 300 €

Chargement du compte de résultat...

Évolution graphique

Mostrar :

Activo

Chargement des données...

Pasivo

Chargement des données...

Ratios de solvencia y endeudamiento

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Ratio de endeudamiento (2022) ?
Ratio de endeudamiento
Definición
Mide la proporción de deuda respecto a los fondos propios.
Fórmula
(Deuda financiera / Fondos propios) x 100
Interpretación
< 50% : Faible
50-100% : Moderado
> 100% : Alto

0.0%

Autonomía financiera (2022) ?
Autonomía financiera
Definición
Porcentaje de fondos propios en la financiación total.
Fórmula
(Fondos propios / Total balance) x 100
Interpretación
> 30% : Buena autonomía
20-30% : Media
< 20% : Faible

91.726%

Flujo de caja / Ingresos (2022) ?
Flujo de caja / Ingresos
Definición
Capacité d'autofinancement rapportée au chiffre d'affaires.
Fórmula
(CAF / CA) x 100
Interpretación
Cuanto mayor sea el ratio, más liquidez genera la empresa

0.0%

Evolución de indicadores de solvencia
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement sectoriel

Debt ratio
0.0 2022
2022
Q1: 0.0
Méd: 36.06
Q3: 770.46
Excellent

In 2022, the debt ratio of CREDIT AGRICOLE FINANCEME... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
91.73% 2022
2022
Q1: 5.09%
Méd: 8.52%
Q3: 43.7%
Excellent

In 2022, the financial autonomy of CREDIT AGRICOLE FINANCEME... (91.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Ratios de liquidez

The liquidity ratio (= Current assets / Current liabilities) stands at 1112.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Ratio de liquidez (2022) ?
Ratio de liquidez
Definición
Capacidad para pagar las deudas a corto plazo con el activo circulante.
Fórmula
Activo circulante / Pasivo circulante
Interpretación
> 1.5 : Muy bueno
1-1.5 : Correcto
< 1 : Risque de liquidité

1112.03

Evolución de indicadores de liquidez
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement sectoriel

Liquidity ratio
1112.03 2022
2022
Q1: 0.0
Méd: 98.62
Q3: 341.89
Excellent

In 2022, the liquidity ratio of CREDIT AGRICOLE FINANCEME... (1112.03) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Necesidad de fondo de rotación (NFR) y plazos de pago

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 300 days. Overall, WCR represents 107755 days of revenue, i.e. 4.6 M€ to permanently finance.

NFR de explotación (2022) ?
NFR de explotación
Definición
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Fórmula
Stocks + Créances clients - Dettes fournisseurs
Interpretación
Negativo = tesorería liberada
Positivo = necesidad de financiación

4 579 596 €

Crédito clientes (2022) ?
Crédito clientes (días)
Definición
Plazo medio de cobro a clientes.
Fórmula
(Cuentas por cobrar / Ingresos con IVA) x 360
Interpretación
< 45j : Bueno
45-60j : Medio
> 60j : Largo

300 j

Crédito proveedores (2022) ?
Crédito proveedores (días)
Definición
Plazo medio de pago a proveedores.
Fórmula
(Cuentas por pagar / Compras con IVA) x 360
Interpretación
Cuanto más largo sea el plazo, mejor para la tesorería

300 j

Rotación de inventario (2022) ?
Rotación de inventario (días)
Definición
Duración media de almacenamiento de mercancías o materiales.
Fórmula
(Existencias / Coste de compra) x 360
Interpretación
Cuanto menor sea el ratio, más rápida es la rotación

0 j

NFR en días de ingresos (2022) ?
NFR en días de ingresos
Definición
Expresa el fondo de maniobra operativo en días de facturación.
Fórmula
(BFR exploitation / CA) x 360
Interpretación
Cuantos menos días, mejor gestión del capital circulante

107755 j

Evolución del NFR y plazos
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement de CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH dans son secteur

Comparación con el sector Autres intermédiations monétaires

Estimación de valoración

Based on 95 transactions of similar company sales in 2022, the value of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is estimated at 10 357 € (range 4 333€ - 16 851€). The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
95 tx
4k€ 10k€ 16k€
10 357 € Range: 4 333€ - 16 851€
Section année 2022 Aggregated at NAF section level

Valuation method used

Revenue Multiple
15 300 € × 0.68x = 10 357 €
Range: 4 334€ - 16 851€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 95 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

What is the revenue of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The revenue of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH in 2022 is 15 k€.

Is CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH profitable?

Profitability information is not publicly available.

Where is the headquarters of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The headquarters of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is located in MONTROUGE (92120), in the department Hauts-de-Seine.

Where to find the tax return of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The tax return of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH operate?

CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.