SIREN : 800148017
CAPSA is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PLOUMAGOAR (22970), this company of category PME shows in 2025 a revenue of 136 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2025 | 2024 |
|---|---|---|
| Ingresos | 135 791 € | 112 736 € |
| Resultado neto | 13 753 € | 7 760 € |
| EBITDA | 16 024 € | 10 157 € |
| Margen neto | 10.1% | 6.9% |
In 2025, CAPSA achieves revenue of 136 k€. Vs 2024, growth of +20% (113 k€ -> 136 k€). After deducting consumption (0 €), gross margin stands at 136 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 11.8% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 10.1% of revenue. This profit can be retained or distributed to shareholders.
135 791 €
135 791 €
16 024 €
16 244 €
13 753 €
11.8%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
4.159%
79.16%
9.954%
0.093
22.1%
In 2025, the debt ratio of CAPSA (4.16) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of CAPSA (79.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of CAPSA (0.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 545.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
545.004
0.0
In 2025, the liquidity ratio of CAPSA (545.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of CAPSA (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 13 days. WCR is negative (-12 days): operations structurally generate cash.
-4 432 €
0 j
13 j
0 j
-12 j
Based on 193 transactions of similar company sales (all years), the value of CAPSA is estimated at 55 257 € (range 16 284€ - 149 220€). With an EBITDA of 16 024€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAPSA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CAPSA in 2025 is 136 k€.
Yes, CAPSA generated a net profit of 14 k€ in 2025.
The headquarters of CAPSA is located in PLOUMAGOAR (22970), in the department Cotes-d'Armor.
The tax return of CAPSA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAPSA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.