SIREN : 799301957
AFCS AUDIT & CONSEIL is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VIENNE (38200), this company of category PME shows in 2024 a revenue of 371 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Ingresos | 370 875 € | 339 929 € | 366 096 € | 379 467 € | 408 611 € | 411 817 € | 401 446 € | 390 421 € | 418 162 € |
| Resultado neto | 67 131 € | 40 147 € | 38 348 € | 40 545 € | 40 495 € | 52 252 € | 20 625 € | 6 933 € | 13 016 € |
| EBITDA | 88 307 € | 63 496 € | 38 591 € | 49 698 € | 53 855 € | 62 801 € | 30 245 € | 11 151 € | 16 177 € |
| Margen neto | 18.1% | 11.8% | 10.5% | 10.7% | 9.9% | 12.7% | 5.1% | 1.8% | 3.1% |
In 2024, AFCS AUDIT & CONSEIL achieves revenue of 371 k€. Activity remains stable over the period (CAGR: -1.5%). Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 371 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 88 k€, representing 23.8% of revenue. Positive scissor effect: EBITDA margin improves by +5.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 67 k€, i.e. 18.1% of revenue. This profit can be retained or distributed to shareholders.
370 875 €
370 875 €
88 307 €
86 851 €
67 131 €
23.8%
The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 20.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
18.265%
13.976%
20.541%
1.445
52.2%
In 2024, the debt ratio of AFCS AUDIT & CONSEIL (18.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AFCS AUDIT & CONSEIL (14.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of AFCS AUDIT & CONSEIL (1.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 66.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.7x. Financial charges are adequately covered by operations.
66.586
3.743
In 2024, the liquidity ratio of AFCS AUDIT & CONSEIL (66.59) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of AFCS AUDIT & CONSEIL (3.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-70 days): operations structurally generate cash. Notable WCR improvement over the period (-52%), freeing up cash.
-72 180 €
1 j
5 j
0 j
-70 j
Based on 193 transactions of similar company sales (all years), the value of AFCS AUDIT & CONSEIL is estimated at 189 784 € (range 57 071€ - 599 522€). With an EBITDA of 88 307€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AFCS AUDIT & CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AFCS AUDIT & CONSEIL in 2024 is 371 k€.
Yes, AFCS AUDIT & CONSEIL generated a net profit of 67 k€ in 2024.
The headquarters of AFCS AUDIT & CONSEIL is located in VIENNE (38200), in the department Isere.
The tax return of AFCS AUDIT & CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AFCS AUDIT & CONSEIL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.