SIREN : 901776435
Z&N GROUP is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in LA GARENNE-COLOMBES (92250), this company of category PME shows in 2024 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 5 583 € | 8 500 € | 6 000 € | 6 000 € |
| Net income | -505 € | 3 922 € | 1 485 € | -360 € |
| EBITDA | 1 528 € | 5 004 € | 2 077 € | -202 € |
| Net margin | -9.0% | 46.1% | 24.8% | -6.0% |
In 2024, Z&N GROUP achieves revenue of 6 k€. Activity remains stable over the period (CAGR: -2.4%). Significant drop of -34% vs 2023. After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 27.4% of revenue. Warning negative scissor effect: despite revenue change (-34%), EBITDA varies by -69%, reducing margin by 31.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -505 € (-9.0% of revenue), which will impact equity.
5 583 €
5 583 €
1 528 €
1 529 €
-505 €
27.4%
The debt ratio (= Financial debt / Equity x 100) stands at 619%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 31.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 19.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
618.889%
11.435%
19.667%
31.243
In 2024, the debt ratio of Z&N GROUP (618.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of Z&N GROUP (11.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of Z&N GROUP (31.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 58.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 120.4x. Operating income very largely covers interest expenses: high safety margin.
58.166
120.353
In 2024, the liquidity ratio of Z&N GROUP (58.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of Z&N GROUP (120.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 161 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 588 days. Excellent situation: suppliers finance 427 days of the operating cycle (retail model). Overall, WCR represents 256 days of revenue, i.e. 4 k€ to permanently finance. Notable WCR improvement over the period (-42%), freeing up cash.
3 970 €
161 j
588 j
0 j
256 j
Based on 62 transactions of similar company sales
in 2024,
the value of Z&N GROUP is estimated at
5 219 €
(range 1 754€ - 12 089€).
With an EBITDA of 1 528€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare Z&N GROUP with other companies in the same sector:
The revenue of Z&N GROUP in 2024 is 6 k€.
Z&N GROUP recorded a net loss in 2024.
The headquarters of Z&N GROUP is located in LA GARENNE-COLOMBES (92250), in the department Hauts-de-Seine.
The tax return of Z&N GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
Z&N GROUP operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.