SIREN : 930622709
ZEST INVEST is a French company founded 1 years ago, specialized in the sector Gestion de fonds. Based in PABU (22200), this company of category PME shows in 2025 a revenue of 201 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 |
|---|---|
| Revenue | 201 000 € |
| Net income | 44 259 € |
| EBITDA | 60 443 € |
| Net margin | 22.0% |
In 2025, ZEST INVEST achieves revenue of 201 k€. After deducting consumption (0 €), gross margin stands at 201 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 60 k€, representing 30.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 44 k€, i.e. 22.0% of revenue. This profit can be retained or distributed to shareholders.
201 000 €
201 000 €
60 443 €
60 443 €
44 259 €
30.1%
The debt ratio (= Financial debt / Equity x 100) stands at 445%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 22.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
445.114%
14.867%
22.019%
4.552
In 2025, the debt ratio of ZEST INVEST (445.11) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ZEST INVEST (14.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of ZEST INVEST (4.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 180.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 13.9x. Operating income very largely covers interest expenses: high safety margin.
180.939
13.854
In 2025, the liquidity ratio of ZEST INVEST (180.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ZEST INVEST (13.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 95 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 140 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Overall, WCR represents 22 days of revenue, i.e. 12 k€ to permanently finance.
12 454 €
95 j
140 j
0 j
22 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 28 754€ to 253 118€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ZEST INVEST with other companies in the same sector:
The revenue of ZEST INVEST in 2025 is 201 k€.
Yes, ZEST INVEST generated a net profit of 44 k€ in 2025.
The headquarters of ZEST INVEST is located in PABU (22200), in the department Cotes-d'Armor.
The tax return of ZEST INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ZEST INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.