SIREN : 841805609
ZEL is a French company founded 7 years ago, specialized in the sector Commerce de détail de meubles. Based in GARGES-LES-GONESSE (95140), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 1 166 540 € | 969 042 € | 759 220 € | 603 587 € | 688 923 € | 325 246 € |
| Net income | 29 356 € | 7 949 € | 52 474 € | 2 922 € | 49 978 € | 4 943 € |
| EBITDA | 48 033 € | 11 308 € | 41 357 € | -9 679 € | 57 724 € | 6 147 € |
| Net margin | 2.5% | 0.8% | 6.9% | 0.5% | 7.3% | 1.5% |
In 2024, ZEL achieves revenue of 1.2 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +29.1%. Vs 2023, growth of +20% (969 k€ -> 1.2 M€). After deducting consumption (776 k€), gross margin stands at 390 k€, i.e. a rate of 33%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 4.1% of revenue. Positive scissor effect: EBITDA margin improves by +3.0 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 29 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
1 166 540 €
390 416 €
48 033 €
37 235 €
29 356 €
4.1%
The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
65.642%
25.801%
2.623%
2.578
29.3%
In 2024, the debt ratio of ZEL (65.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ZEL (25.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ZEL (2.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 274.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.
274.95
1.582
In 2024, the liquidity ratio of ZEL (274.95) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of ZEL (1.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The company must finance 10 days of gap between collections and payments. Inventory turnover is 60 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 55 days of revenue, i.e. 178 k€ to permanently finance. Over 2019-2024, WCR increased by +144%, requiring additional financing.
177 629 €
15 j
5 j
60 j
55 j
Based on 61 transactions of similar company sales
in 2024,
the value of ZEL is estimated at
218 392 €
(range 151 334€ - 324 213€).
With an EBITDA of 48 033€, the sector multiple of 4.7x is applied.
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ZEL with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail de meubles
The revenue of ZEL in 2024 is 1.2 M€.
Yes, ZEL generated a net profit of 29 k€ in 2024.
The headquarters of ZEL is located in GARGES-LES-GONESSE (95140), in the department Val-d'Oise.
The tax return of ZEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ZEL operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.