SIREN : 518181516
Z ASSURANCES is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NANCY (54000), this company of category PME shows in 2015 a revenue of 74 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2016 | 2015 |
|---|---|---|---|
| Revenue | N/C | N/C | 73 992 € |
| Net income | 0 € | 0 € | 1 456 € |
| EBITDA | N/C | N/C | 1 777 € |
| Net margin | N/C | N/C | 2.0% |
In 2019, Z ASSURANCES records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
25.607%
18.7%
29.9%
In 2019, the debt ratio of Z ASSURANCES (25.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of Z ASSURANCES (18.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2015, the repayment capacity of Z ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 353.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
353.173
In 2019, the liquidity ratio of Z ASSURANCES (353.17) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2015, the interest coverage of Z ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
0 €
0 j
0 j
0 j
Compare Z ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of Z ASSURANCES in 2015 is 74 k€.
Yes, Z ASSURANCES generated a net profit of 1 k€ in 2015.
The headquarters of Z ASSURANCES is located in NANCY (54000), in the department Meurthe-et-Moselle.
The tax return of Z ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
Z ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.