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YRAM RECOUVREMENT : revenue, balance sheet and financial ratios

YRAM RECOUVREMENT is a French company founded 26 years ago, specialized in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle. Based in L'ETANG-SALE (97427), this company of category PME shows in 2022 a revenue of 334 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - YRAM RECOUVREMENT (SIREN 429491582)
Indicator 2024 2023 2022 2021 2020
Revenue N/C N/C 334 074 € N/C N/C
Net income 191 295 € 99 053 € -43 665 € 40 351 € 64 405 €
EBITDA N/C N/C -29 405 € N/C N/C
Net margin N/C N/C -13.1% N/C N/C

Revenue and income statement

In 2024, YRAM RECOUVREMENT generates positive net income of 191 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 64 k€ -> 191 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

191 295 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.169%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.667%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

20.9%

Solvency indicators evolution
YRAM RECOUVREMENT

Sector positioning

Debt ratio
0.17 2024
2022
2023
2024
Q1: 0.0
Med: 3.83
Q3: 45.91
Good -18 pts over 3 years

In 2024, the debt ratio of YRAM RECOUVREMENT (0.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
52.67% 2024
2022
2023
2024
Q1: 2.37%
Med: 31.72%
Q3: 53.17%
Good +34 pts over 3 years

In 2024, the financial autonomy of YRAM RECOUVREMENT (52.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-0.01 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 1.27 years
Excellent

In 2022, the repayment capacity of YRAM RECOUVREMENT (-0.01) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 200.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

200.856

Liquidity indicators evolution
YRAM RECOUVREMENT

Sector positioning

Liquidity ratio
200.86 2024
2022
2023
2024
Q1: 130.85
Med: 203.74
Q3: 398.26
Average +26 pts over 3 years

In 2024, the liquidity ratio of YRAM RECOUVREMENT (200.86) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.82x
Average

In 2022, the interest coverage of YRAM RECOUVREMENT (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
YRAM RECOUVREMENT

Positioning of YRAM RECOUVREMENT in its sector

Comparison with sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Valuation estimate

Based on 158 transactions of similar company sales (all years), the value of YRAM RECOUVREMENT is estimated at 626 325 € (range 167 733€ - 1 519 384€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
158 transactions
167k€ 626k€ 1519k€
626 325 € Range: 167 733€ - 1 519 384€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
191 295 € × 3.3x = 626 326 €
Range: 167 734€ - 1 519 385€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 158 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle)

Compare YRAM RECOUVREMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Frequently asked questions about YRAM RECOUVREMENT

What is the revenue of YRAM RECOUVREMENT ?

The revenue of YRAM RECOUVREMENT in 2022 is 334 k€.

Is YRAM RECOUVREMENT profitable?

Yes, YRAM RECOUVREMENT generated a net profit of 191 k€ in 2024.

Where is the headquarters of YRAM RECOUVREMENT ?

The headquarters of YRAM RECOUVREMENT is located in L'ETANG-SALE (97427), in the department La Reunion.

Where to find the tax return of YRAM RECOUVREMENT ?

The tax return of YRAM RECOUVREMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does YRAM RECOUVREMENT operate?

YRAM RECOUVREMENT operates in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle (NAF code 82.91Z). See the 'Sector positioning' section above to compare the company with its competitors.