SIREN : 828868711
YJ INVEST is a French company founded 9 years ago, specialized in the sector Gestion de fonds. Based in ST-HERBLAIN (44800), this company of category ETI shows in 2023 a revenue of 192 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 192 112 € | 758 014 € | 454 180 € | 708 971 € | 538 343 € |
| Net income | -290 515 € | 720 837 € | 66 464 € | 2 555 780 € | 226 630 € |
| EBITDA | 46 271 € | 260 647 € | 116 762 € | 336 184 € | 71 289 € |
| Net margin | -151.2% | 95.1% | 14.6% | 360.5% | 42.1% |
In 2023, YJ INVEST achieves revenue of 192 k€. Revenue is declining over the period 2018-2023 (CAGR: -18.6%). Significant drop of -75% vs 2021. After deducting consumption (0 €), gross margin stands at 192 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 46 k€, representing 24.1% of revenue. Warning negative scissor effect: despite revenue change (-75%), EBITDA varies by -82%, reducing margin by 10.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -291 k€ (-151.2% of revenue), which will impact equity.
192 112 €
192 112 €
46 271 €
38 013 €
-290 515 €
24.1%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 40.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
15.147%
85.764%
40.279%
12.461
92.5%
In 2023, the debt ratio of YJ INVEST (15.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of YJ INVEST (85.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of YJ INVEST (12.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1400.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1099.7x. Operating income very largely covers interest expenses: high safety margin.
1400.189
1099.749
In 2023, the liquidity ratio of YJ INVEST (1400.19) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of YJ INVEST (1099.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 253 days. Excellent situation: suppliers finance 210 days of the operating cycle (retail model). Overall, WCR represents 121 days of revenue, i.e. 65 k€ to permanently finance. Notable WCR improvement over the period (-61%), freeing up cash.
64 542 €
43 j
253 j
0 j
121 j
Based on 77 transactions of similar company sales
in 2023,
the value of YJ INVEST is estimated at
195 936 €
(range 103 953€ - 278 695€).
With an EBITDA of 46 271€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare YJ INVEST with other companies in the same sector:
The revenue of YJ INVEST in 2023 is 192 k€.
YJ INVEST recorded a net loss in 2023.
The headquarters of YJ INVEST is located in ST-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of YJ INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
YJ INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.