SIREN : 844539197
YAMAHA MOTOR FINANCE FRANCE SAS is a French company founded 7 years ago, specialized in the sector Crédit-bail . Based in ARGENTEUIL (95100), this company of category ETI shows in 2024 a revenue of 17.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 17 611 437 € | 13 808 118 € | 6 397 942 € | 2 167 034 € | 913 500 € | 121 492 € |
| Net income | -5 091 718 € | -2 939 700 € | -3 168 306 € | -3 577 287 € | -3 258 123 € | -2 708 821 € |
| EBITDA | 10 861 391 € | 7 239 668 € | 691 968 € | -2 377 804 € | -2 401 097 € | -2 501 305 € |
| Net margin | -28.9% | -21.3% | -49.5% | -165.1% | -356.7% | -2229.6% |
In 2024, YAMAHA MOTOR FINANCE FRANCE SAS achieves revenue of 17.6 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +170.6%. Vs 2023, growth of +28% (13.8 M€ -> 17.6 M€). After deducting consumption (0 €), gross margin stands at 17.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10.9 M€, representing 61.7% of revenue. Positive scissor effect: EBITDA margin improves by +9.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -5.1 M€ (-28.9% of revenue), which will impact equity.
17 611 437 €
17 611 437 €
10 861 391 €
-604 758 €
-5 091 718 €
61.7%
The debt ratio (= Financial debt / Equity x 100) stands at 512%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 39.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
512.424%
15.415%
39.436%
12.575
76.0%
In 2024, the debt ratio of YAMAHA MOTOR FINANCE FRAN... (512.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of YAMAHA MOTOR FINANCE FRAN... (15.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of YAMAHA MOTOR FINANCE FRAN... (12.57) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3679.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 37.0x. Operating income very largely covers interest expenses: high safety margin.
3679.883
37.042
In 2024, the liquidity ratio of YAMAHA MOTOR FINANCE FRAN... (3679.88) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of YAMAHA MOTOR FINANCE FRAN... (37.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1178 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. The gap of 1085 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1324 days of revenue, i.e. 64.8 M€ to permanently finance. Over 2019-2024, WCR increased by +2558%, requiring additional financing.
64 760 600 €
1178 j
93 j
0 j
1324 j
Based on 142 transactions of similar company sales (all years), the value of YAMAHA MOTOR FINANCE FRANCE SAS is estimated at 20 627 650 € (range 2 550 880€ - 36 965 943€). With an EBITDA of 10 861 391€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.40x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 142 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare YAMAHA MOTOR FINANCE FRANCE SAS with other companies in the same sector:
The revenue of YAMAHA MOTOR FINANCE FRANCE SAS in 2024 is 17.6 M€.
YAMAHA MOTOR FINANCE FRANCE SAS recorded a net loss in 2024.
The headquarters of YAMAHA MOTOR FINANCE FRANCE SAS is located in ARGENTEUIL (95100), in the department Val-d'Oise.
The tax return of YAMAHA MOTOR FINANCE FRANCE SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
YAMAHA MOTOR FINANCE FRANCE SAS operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.