SIREN : 494225626
Y G FINANCEMENT is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in ARZAL (56190), this company of category PME shows in 2025 a revenue of 445 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 445 252 € | 427 155 € | 405 569 € | 390 047 € | 387 650 € | 325 698 € | 320 679 € | 285 794 € | 233 443 € | N/C |
| Net income | 253 614 € | 242 963 € | 243 358 € | 253 165 € | 154 011 € | 94 466 € | 65 869 € | 50 033 € | -10 669 € | 93 808 € |
| EBITDA | 8 539 € | 8 213 € | 7 533 € | 7 991 € | 7 814 € | 6 830 € | 5 047 € | 2 182 € | -8 626 € | N/C |
| Net margin | 57.0% | 56.9% | 60.0% | 64.9% | 39.7% | 29.0% | 20.5% | 17.5% | -4.6% | N/C |
In 2025, Y G FINANCEMENT achieves revenue of 445 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.4%. Vs 2024: +4%. After deducting consumption (0 €), gross margin stands at 445 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 1.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 254 k€, i.e. 57.0% of revenue. This profit can be retained or distributed to shareholders.
445 252 €
445 252 €
8 539 €
4 526 €
253 614 €
1.9%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 57.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.173%
90.083%
57.861%
0.086
18.3%
In 2025, the debt ratio of Y G FINANCEMENT (3.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of Y G FINANCEMENT (90.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of Y G FINANCEMENT (0.09) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 694.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
694.523
0.0
In 2025, the liquidity ratio of Y G FINANCEMENT (694.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of Y G FINANCEMENT (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 11 days. WCR is negative (-3 days): operations structurally generate cash.
-3 237 €
19 j
30 j
0 j
-3 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 171 284€ to 1 581 222€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare Y G FINANCEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of Y G FINANCEMENT in 2025 is 445 k€.
Yes, Y G FINANCEMENT generated a net profit of 254 k€ in 2025.
The headquarters of Y G FINANCEMENT is located in ARZAL (56190), in the department Morbihan.
The tax return of Y G FINANCEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
Y G FINANCEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.