XYZ : revenue, balance sheet and financial ratios

XYZ is a French company founded 15 years ago, specialized in the sector Coiffure. Based in ANNECY (74000), this company of category PME shows in 2018 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - XYZ (SIREN 528015027)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C 2 041 040 € 1 808 321 € 1 584 115 €
Net income -25 745 € 14 288 € -83 713 € 994 € -2 452 € -9 803 € -2 497 €
EBITDA N/C N/C N/C N/C 19 669 € -23 114 € 85 113 €
Net margin N/C N/C N/C N/C -0.1% -0.5% -0.2%

Revenue and income statement

In 2022, XYZ records a net loss of 26 k€. This deficit will reduce equity on the balance sheet.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-25 745 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 99%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

98.718%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.369%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.3%

Solvency indicators evolution
XYZ

Sector positioning

Debt ratio
98.72 2022
2020
2021
2022
Q1: 0.0
Med: 12.9
Q3: 85.37
Average

In 2022, the debt ratio of XYZ (98.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.37% 2022
2020
2021
2022
Q1: 2.28%
Med: 27.76%
Q3: 59.98%
Good +16 pts over 3 years

In 2022, the financial autonomy of XYZ (37.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 137.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

137.952

Liquidity indicators evolution
XYZ

Sector positioning

Liquidity ratio
137.95 2022
2020
2021
2022
Q1: 41.69
Med: 109.98
Q3: 224.68
Good +13 pts over 3 years

In 2022, the liquidity ratio of XYZ (137.95) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
XYZ

Positioning of XYZ in its sector

Comparison with sector Coiffure

Similar companies (Coiffure)

Compare XYZ with other companies in the same sector:

Voir toutes les statistiques du secteur Coiffure

Frequently asked questions about XYZ

What is the revenue of XYZ ?

The revenue of XYZ in 2018 is 2.0 M€.

Is XYZ profitable?

XYZ recorded a net loss in 2022.

Where is the headquarters of XYZ ?

The headquarters of XYZ is located in ANNECY (74000), in the department Haute-Savoie.

Where to find the tax return of XYZ ?

The tax return of XYZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does XYZ operate?

XYZ operates in the sector Coiffure (NAF code 96.02A). See the 'Sector positioning' section above to compare the company with its competitors.