SIREN : 509288445
XL PATRIMOINE is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in LE MANS (72000), this company of category PME shows in 2024 a revenue of 387 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 387 294 € | 340 211 € | 296 209 € | 483 221 € | 316 738 € | 333 590 € | 358 688 € | 356 970 € | 336 303 € |
| Net income | 294 618 € | 219 999 € | 171 222 € | 301 882 € | 107 726 € | 149 454 € | 227 285 € | -181 136 € | 88 303 € |
| EBITDA | -25 032 € | -46 755 € | -100 542 € | -71 866 € | -51 725 € | -47 479 € | -26 349 € | -13 211 € | -17 551 € |
| Net margin | 76.1% | 64.7% | 57.8% | 62.5% | 34.0% | 44.8% | 63.4% | -50.7% | 26.3% |
In 2024, XL PATRIMOINE achieves revenue of 387 k€. Revenue is growing positively over 9 years (CAGR: +1.8%). Vs 2023, growth of +14% (340 k€ -> 387 k€). After deducting consumption (0 €), gross margin stands at 387 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -25 k€, representing -6.5% of revenue. Positive scissor effect: EBITDA margin improves by +7.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 295 k€, i.e. 76.1% of revenue. This profit can be retained or distributed to shareholders.
387 294 €
387 294 €
-25 032 €
-25 834 €
294 618 €
-6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 76.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
15.544%
82.468%
76.278%
0.975
0.5%
In 2024, the debt ratio of XL PATRIMOINE (15.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of XL PATRIMOINE (82.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of XL PATRIMOINE (0.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1756.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1756.71
-62.26
In 2024, the liquidity ratio of XL PATRIMOINE (1756.71) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of XL PATRIMOINE (-62.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 48 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. The gap of 39 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1642 days of revenue, i.e. 1.8 M€ to permanently finance. Over 2016-2024, WCR increased by +653%, requiring additional financing.
1 766 157 €
48 j
9 j
0 j
1642 j
Based on 54 transactions of similar company sales
in 2024,
the value of XL PATRIMOINE is estimated at
308 869 €
(range 194 849€ - 1 042 786€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare XL PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of XL PATRIMOINE in 2024 is 387 k€.
Yes, XL PATRIMOINE generated a net profit of 295 k€ in 2024.
The headquarters of XL PATRIMOINE is located in LE MANS (72000), in the department Sarthe.
The tax return of XL PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
XL PATRIMOINE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.