SIREN : 887830909
XB FINANCE is a French company founded 5 years ago, specialized in the sector Services administratifs combinés de bureau. Based in VEYRE-MONTON (63960), this company of category PME shows in 2022 a revenue of 189 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 |
|---|---|---|---|
| Revenue | N/C | 189 000 € | N/C |
| Net income | 0 € | 71 237 € | 0 € |
| EBITDA | N/C | 97 692 € | N/C |
| Net margin | N/C | 37.7% | N/C |
In 2023, XB FINANCE records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory.
92.149%
25.961%
94.6%
In 2023, the debt ratio of XB FINANCE (92.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of XB FINANCE (26.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of XB FINANCE (0.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 124.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
124.821
In 2023, the liquidity ratio of XB FINANCE (124.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of XB FINANCE (0.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
0 €
0 j
0 j
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Compare XB FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of XB FINANCE in 2022 is 189 k€.
Yes, XB FINANCE generated a net profit of 71 k€ in 2022.
The headquarters of XB FINANCE is located in VEYRE-MONTON (63960), in the department Puy-de-Dome.
The tax return of XB FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
XB FINANCE operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.