SIREN : 884291097
XAFI INVEST is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in CHALLES-LES-EAUX (73190), this company of category PME shows in 2025 a revenue of 109 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 108 800 € | 100 000 € | 120 000 € | 30 000 € | 100 000 € | 100 000 € |
| Net income | 58 406 € | 75 938 € | 424 064 € | 455 700 € | 73 153 € | 198 883 € |
| EBITDA | 88 634 € | 92 326 € | 116 234 € | 27 390 € | 94 261 € | 94 738 € |
| Net margin | 53.7% | 75.9% | 353.4% | 1519.0% | 73.2% | 198.9% |
In 2025, XAFI INVEST achieves revenue of 109 k€. Revenue is growing positively over 6 years (CAGR: +1.7%). Vs 2024: +9%. After deducting consumption (0 €), gross margin stands at 109 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 89 k€, representing 81.5% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -4%, reducing margin by 10.9 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 53.7% of revenue. This profit can be retained or distributed to shareholders.
108 800 €
108 800 €
88 634 €
88 634 €
58 406 €
81.5%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 53.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
22.308%
79.064%
53.682%
17.791
100.0%
In 2025, the debt ratio of XAFI INVEST (22.31) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of XAFI INVEST (79.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of XAFI INVEST (17.79) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 692.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 100.3x. Operating income very largely covers interest expenses: high safety margin.
692.705
100.27
In 2025, the liquidity ratio of XAFI INVEST (692.71) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of XAFI INVEST (100.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 865 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. The gap of 772 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3810 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2020-2025, WCR increased by +490%, requiring additional financing.
1 151 449 €
865 j
93 j
0 j
3810 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 33 057€ to 260 509€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare XAFI INVEST with other companies in the same sector:
The revenue of XAFI INVEST in 2025 is 109 k€.
Yes, XAFI INVEST generated a net profit of 58 k€ in 2025.
The headquarters of XAFI INVEST is located in CHALLES-LES-EAUX (73190), in the department Savoie.
The tax return of XAFI INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
XAFI INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.