SIREN : 983437310
WILY ASSURANCES is a French company founded 2 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LILLE (59800), this company of category PME shows in 2024 a revenue of 692 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 692 031 € |
| Net income | 7 963 € |
| EBITDA | 45 147 € |
| Net margin | 1.2% |
In 2024, WILY ASSURANCES achieves revenue of 692 k€. After deducting consumption (0 €), gross margin stands at 692 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 45 k€, representing 6.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 1.2% of revenue. This profit can be retained or distributed to shareholders.
692 031 €
692 031 €
45 147 €
10 939 €
7 963 €
6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 5.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
11.191%
5.941%
0.0
78.0%
In 2024, the debt ratio of WILY ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of WILY ASSURANCES (11.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of WILY ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 88.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
88.05
0.0
In 2024, the liquidity ratio of WILY ASSURANCES (88.05) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of WILY ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 72 days. Excellent situation: suppliers finance 72 days of the operating cycle (retail model). WCR is negative (-17 days): operations structurally generate cash.
-33 128 €
0 j
72 j
0 j
-17 j
Based on 193 transactions of similar company sales (all years), the value of WILY ASSURANCES is estimated at 234 495 € (range 65 452€ - 533 461€). With an EBITDA of 45 147€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare WILY ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of WILY ASSURANCES in 2024 is 692 k€.
Yes, WILY ASSURANCES generated a net profit of 8 k€ in 2024.
The headquarters of WILY ASSURANCES is located in LILLE (59800), in the department Nord.
The tax return of WILY ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
WILY ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.