Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1995-08-16 (30 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: SAINT-LEU (97436), La Reunion
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
WAN-HOI ASSURANCES : revenue, balance sheet and financial ratios
WAN-HOI ASSURANCES is a French company
founded 30 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in SAINT-LEU (97436),
this company of category PME
shows in 2025 a net income positive of 92 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - WAN-HOI ASSURANCES (SIREN 401718721)
Indicator
2025
2024
2023
2022
2021
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net income
92 224 €
60 855 €
100 746 €
137 148 €
34 791 €
80 492 €
40 377 €
46 883 €
14 700 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2025, WAN-HOI ASSURANCES generates positive net income of 92 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 15 k€ -> 92 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
92 224 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
47.841%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
37.815%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
2025
Debt ratio
-46.108
-55.672
-136.221
-205.167
1880.909
157.492
72.484
57.189
47.841
Financial autonomy
-50.956
-37.293
-26.756
-16.323
1.421
14.233
26.856
31.423
37.815
Repayment capacity
None
None
None
None
None
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
47.842025
2023
2024
2025
Q1: 0.0
Med: 5.25
Q3: 44.01
Average
In 2025, the debt ratio of WAN-HOI ASSURANCES (47.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
37.81%2025
2023
2024
2025
Q1: 14.47%
Med: 50.82%
Q3: 78.71%
Average+6 pts over 3 years
In 2025, the financial autonomy of WAN-HOI ASSURANCES (37.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 105.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
105.229
Liquidity indicators evolution WAN-HOI ASSURANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
2025
Liquidity ratio
27.507
36.293
43.004
54.425
56.547
81.269
72.699
76.962
105.229
Interest coverage
None
None
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
105.232025
2023
2024
2025
Q1: 157.68
Med: 329.7
Q3: 847.44
Watch
In 2025, the liquidity ratio of WAN-HOI ASSURANCES (105.23) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Positioning of WAN-HOI ASSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of WAN-HOI ASSURANCES is estimated at
185 616 €
(range 87 800€ - 847 505€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
193 transactions
87k€185k€847k€
185 616 €Range: 87 800€ - 847 505€
NAF 5 all-time
Valuation method used
Net Income Multiple
92 224 €
×
2.0x
=185 616 €
Range: 87 800€ - 847 506€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare WAN-HOI ASSURANCES with other companies in the same sector:
Frequently asked questions about WAN-HOI ASSURANCES
What is the revenue of WAN-HOI ASSURANCES ?
The revenue of WAN-HOI ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).
Is WAN-HOI ASSURANCES profitable?
Yes, WAN-HOI ASSURANCES generated a net profit of 92 k€ in 2025.
Where is the headquarters of WAN-HOI ASSURANCES ?
The headquarters of WAN-HOI ASSURANCES is located in SAINT-LEU (97436), in the department La Reunion.
Where to find the tax return of WAN-HOI ASSURANCES ?
The tax return of WAN-HOI ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does WAN-HOI ASSURANCES operate?
WAN-HOI ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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