Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

V.V.T VELAY VAL D ALLIER TRANSPORTS : revenue, balance sheet and financial ratios

V.V.T VELAY VAL D ALLIER TRANSPORTS is a French company founded 23 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction . Based in CHASPUZAC (43320), this company of category PME shows in 2023 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - V.V.T VELAY VAL D ALLIER TRANSPORTS (SIREN 443532924)
Indicator 2023 2022 2021 2020 2019 2018 2017
Revenue 1 817 730 € N/C N/C N/C N/C N/C N/C
Net income -282 864 € -215 197 € -111 260 € 32 143 € 301 221 € -439 722 € 2 599 €
EBITDA -174 114 € N/C N/C N/C N/C N/C N/C
Net margin -15.6% N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, V.V.T VELAY VAL D ALLIER TRANSPORTS achieves revenue of 1.8 M€. After deducting consumption (805 k€), gross margin stands at 1.0 M€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -174 k€, representing -9.6% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -283 k€ (-15.6% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 817 730 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 012 522 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-174 114 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-280 559 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-282 864 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-9.6%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-4.363%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-12.698%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-10.089%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.029

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

31.2%

Solvency indicators evolution
V.V.T VELAY VAL D ALLIER TRANSPORTS

Sector positioning

Debt ratio
-4.36 2023
2021
2022
2023
Q1: 2.51
Med: 20.62
Q3: 66.76
Excellent

In 2023, the debt ratio of V.V.T VELAY VAL D ALLIER ... (-4.36) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-12.7% 2023
2021
2022
2023
Q1: 23.86%
Med: 44.0%
Q3: 61.56%
Watch -9 pts over 3 years

In 2023, the financial autonomy of V.V.T VELAY VAL D ALLIER ... (-12.7%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-0.03 years 2023
2023
Q1: 0.0 years
Med: 0.6 years
Q3: 2.59 years
Excellent

In 2023, the repayment capacity of V.V.T VELAY VAL D ALLIER ... (-0.03) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 23.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

23.908

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.254

Liquidity indicators evolution
V.V.T VELAY VAL D ALLIER TRANSPORTS

Sector positioning

Liquidity ratio
23.91 2023
2021
2022
2023
Q1: 162.68
Med: 229.64
Q3: 336.65
Watch +16 pts over 3 years

In 2023, the liquidity ratio of V.V.T VELAY VAL D ALLIER ... (23.91) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-0.25x 2023
2023
Q1: 0.0x
Med: 1.23x
Q3: 6.21x
Average

In 2023, the interest coverage of V.V.T VELAY VAL D ALLIER ... (-0.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 29 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 210 days. Excellent situation: suppliers finance 181 days of the operating cycle (retail model). Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-8 days): operations structurally generate cash.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-40 935 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

29 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

210 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

1 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-8 j

WCR and payment terms evolution
V.V.T VELAY VAL D ALLIER TRANSPORTS

Positioning of V.V.T VELAY VAL D ALLIER TRANSPORTS in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction

Similar companies (Commerce de gros (commerce interentreprises) de bois et de matériaux de construction )

Compare V.V.T VELAY VAL D ALLIER TRANSPORTS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de bois et de matériaux de construction

Frequently asked questions about V.V.T VELAY VAL D ALLIER TRANSPORTS

What is the revenue of V.V.T VELAY VAL D ALLIER TRANSPORTS ?

The revenue of V.V.T VELAY VAL D ALLIER TRANSPORTS in 2023 is 1.8 M€.

Is V.V.T VELAY VAL D ALLIER TRANSPORTS profitable?

V.V.T VELAY VAL D ALLIER TRANSPORTS recorded a net loss in 2023.

Where is the headquarters of V.V.T VELAY VAL D ALLIER TRANSPORTS ?

The headquarters of V.V.T VELAY VAL D ALLIER TRANSPORTS is located in CHASPUZAC (43320), in the department Haute-Loire.

Where to find the tax return of V.V.T VELAY VAL D ALLIER TRANSPORTS ?

The tax return of V.V.T VELAY VAL D ALLIER TRANSPORTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does V.V.T VELAY VAL D ALLIER TRANSPORTS operate?

V.V.T VELAY VAL D ALLIER TRANSPORTS operates in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction (NAF code 46.73A). See the 'Sector positioning' section above to compare the company with its competitors.