Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

VT FINANCE : revenue, balance sheet and financial ratios

VT FINANCE is a French company founded 11 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in CHALON-SUR-SAONE (71100), this company of category PME shows in 2019 a net income positive of 478€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VT FINANCE (SIREN 804054435)
Indicator 2019
Revenue N/C
Net income 478 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2019, VT FINANCE generates positive net income of 478 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

478 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 350%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

349.659%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

15.731%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

45.2%

Solvency indicators evolution
VT FINANCE

Sector positioning

Debt ratio
349.66 2019
2019
Q1: 0.0
Med: 12.1
Q3: 69.72
Watch

In 2019, the debt ratio of VT FINANCE (349.66) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
15.73% 2019
2019
Q1: 20.07%
Med: 55.06%
Q3: 85.64%
Average

In 2019, the financial autonomy of VT FINANCE (15.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 319.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

319.064

Liquidity indicators evolution
VT FINANCE

Sector positioning

Liquidity ratio
319.06 2019
2019
Q1: 115.01
Med: 328.57
Q3: 1762.99
Average

In 2019, the liquidity ratio of VT FINANCE (319.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of VT FINANCE in its sector

Comparison with sector Courtage de valeurs mobilières et de marchandises

Valuation estimate

Based on 109 transactions of similar company sales (all years), the value of VT FINANCE is estimated at 1 599 € (range 482€ - 4 112€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
109 transactions
0k€ 1k€ 4k€
1 599 € Range: 482€ - 4 112€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
478 € × 3.3x = 1 600 €
Range: 483€ - 4 112€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Courtage de valeurs mobilières et de marchandises)

Compare VT FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises

Frequently asked questions about VT FINANCE

What is the revenue of VT FINANCE ?

The revenue of VT FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is VT FINANCE profitable?

Yes, VT FINANCE generated a net profit of 478€ in 2019.

Where is the headquarters of VT FINANCE ?

The headquarters of VT FINANCE is located in CHALON-SUR-SAONE (71100), in the department Saone-et-Loire.

Where to find the tax return of VT FINANCE ?

The tax return of VT FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VT FINANCE operate?

VT FINANCE operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.