VOYAGES JOUBERT : revenue, balance sheet and financial ratios

VOYAGES JOUBERT is a French company founded 43 years ago, specialized in the sector Autres transports routiers de voyageurs . Based in CHATEAUROUX (36000), this company of category PME shows in 2020 a revenue of 504 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VOYAGES JOUBERT (SIREN 327032488)
Indicator 2020 2019 2018 2017 2016
Revenue 504 003 € 1 232 421 € 1 423 532 € N/C 1 154 094 €
Net income -139 378 € -19 977 € 15 667 € 32 018 € -14 241 €
EBITDA -269 829 € -73 012 € -37 526 € N/C -18 473 €
Net margin -27.7% -1.6% 1.1% N/C -1.2%

Revenue and income statement

In 2020, VOYAGES JOUBERT achieves revenue of 504 k€. Revenue is declining over the period 2016-2020 (CAGR: -18.7%). Significant drop of -59% vs 2019. After deducting consumption (0 €), gross margin stands at 504 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -270 k€, representing -53.5% of revenue. Warning negative scissor effect: despite revenue change (-59%), EBITDA varies by -270%, reducing margin by 47.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -139 k€ (-27.7% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

504 003 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

504 003 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-269 829 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-165 929 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-139 378 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-52.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 176%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

176.461%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.919%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-52.517%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.615

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.6%

Solvency indicators evolution
VOYAGES JOUBERT

Sector positioning

Debt ratio
176.46 2020
2018
2019
2020
Q1: 0.17
Med: 36.66
Q3: 124.35
Average +36 pts over 3 years

In 2020, the debt ratio of VOYAGES JOUBERT (176.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.92% 2020
2018
2019
2020
Q1: 11.76%
Med: 34.01%
Q3: 57.31%
Average -23 pts over 3 years

In 2020, the financial autonomy of VOYAGES JOUBERT (23.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.61 years 2020
2018
2019
2020
Q1: -0.93 years
Med: 0.0 years
Q3: 1.26 years
Good +9 pts over 3 years

In 2020, the repayment capacity of VOYAGES JOUBERT (-0.61) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 234.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

234.55

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.828

Liquidity indicators evolution
VOYAGES JOUBERT

Sector positioning

Liquidity ratio
234.55 2020
2018
2019
2020
Q1: 114.63
Med: 197.21
Q3: 386.24
Good +10 pts over 3 years

In 2020, the liquidity ratio of VOYAGES JOUBERT (234.55) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-2.83x 2020
2018
2019
2020
Q1: -0.82x
Med: 0.0x
Q3: 1.19x
Watch

In 2020, the interest coverage of VOYAGES JOUBERT (-2.8x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The company must finance 10 days of gap between collections and payments. Overall, WCR represents 14 days of revenue, i.e. 19 k€ to permanently finance. Notable WCR improvement over the period (-87%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

18 940 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

36 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

26 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

14 j

WCR and payment terms evolution
VOYAGES JOUBERT

Positioning of VOYAGES JOUBERT in its sector

Comparison with sector Autres transports routiers de voyageurs

Valuation estimate

Based on 85 transactions of similar company sales (all years), the value of VOYAGES JOUBERT is estimated at 71 209 € (range 53 584€ - 159 749€). The price/revenue ratio is 0.14x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
85 tx
53k€ 71k€ 159k€
71 209 € Range: 53 584€ - 159 749€
NAF 5 all-time

Valuation method used

Revenue Multiple
504 003 € × 0.14x = 71 210 €
Range: 53 585€ - 159 749€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres transports routiers de voyageurs )

Compare VOYAGES JOUBERT with other companies in the same sector:

Voir toutes les statistiques du secteur Autres transports routiers de voyageurs

Frequently asked questions about VOYAGES JOUBERT

What is the revenue of VOYAGES JOUBERT ?

The revenue of VOYAGES JOUBERT in 2020 is 504 k€.

Is VOYAGES JOUBERT profitable?

VOYAGES JOUBERT recorded a net loss in 2020.

Where is the headquarters of VOYAGES JOUBERT ?

The headquarters of VOYAGES JOUBERT is located in CHATEAUROUX (36000), in the department Indre.

Where to find the tax return of VOYAGES JOUBERT ?

The tax return of VOYAGES JOUBERT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VOYAGES JOUBERT operate?

VOYAGES JOUBERT operates in the sector Autres transports routiers de voyageurs (NAF code 49.39B). See the 'Sector positioning' section above to compare the company with its competitors.