SIREN : 414646604
VM FINANCES is a French company founded 28 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LA CROIX-VALMER (83420), this company of category PME shows in 2021 a revenue of 11 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | 11 101 € | 13 595 € | 17 172 € | 1 013 455 € | 974 918 € | 992 433 € |
| Net income | 50 593 € | -76 261 € | 179 089 € | 9 906 € | -121 599 € | -11 008 € | 3 131 734 € | 896 365 € | 894 560 € |
| EBITDA | -9 035 € | -17 065 € | -46 255 € | -33 928 € | -24 179 € | 13 881 € | 52 855 € | 88 160 € | 94 879 € |
| Net margin | N/C | N/C | N/C | 89.2% | -894.4% | -64.1% | 309.0% | 91.9% | 90.1% |
In 2024, VM FINANCES generates positive net income of 51 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 895 k€ -> 51 k€.
-9 035 €
-9 038 €
50 593 €
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
2.727%
97.285%
5.841
In 2024, the debt ratio of VM FINANCES (2.73) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of VM FINANCES (97.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of VM FINANCES (5.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 177 days. Excellent situation: suppliers finance 177 days of the operating cycle (retail model).
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Based on 173 transactions of similar company sales (all years), the value of VM FINANCES is estimated at 178 301 € (range 62 533€ - 482 239€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VM FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of VM FINANCES in 2021 is 11 k€.
Yes, VM FINANCES generated a net profit of 51 k€ in 2024.
The headquarters of VM FINANCES is located in LA CROIX-VALMER (83420), in the department Var.
The tax return of VM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VM FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.