SIREN : 834061913
VIRSUBE VIE is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SURESNES (92150), this company of category PME shows in 2021 a revenue of 328 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 |
|---|---|
| Revenue | 328 062 € |
| Net income | 70 456 € |
| EBITDA | 85 018 € |
| Net margin | 21.5% |
In 2021, VIRSUBE VIE achieves revenue of 328 k€. After deducting consumption (0 €), gross margin stands at 328 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 85 k€, representing 25.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 70 k€, i.e. 21.5% of revenue. This profit can be retained or distributed to shareholders.
328 062 €
328 062 €
85 018 €
83 224 €
70 456 €
25.9%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.906%
95.629%
19.258%
0.116
63.5%
In 2021, the debt ratio of VIRSUBE VIE (1.91) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of VIRSUBE VIE (95.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of VIRSUBE VIE (0.12) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 2042.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2042.555
0.0
In 2021, the liquidity ratio of VIRSUBE VIE (2042.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of VIRSUBE VIE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. The gap of 38 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 53 days of revenue, i.e. 48 k€ to permanently finance.
47 848 €
49 j
11 j
0 j
53 j
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 61 539€ to 317 493€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VIRSUBE VIE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of VIRSUBE VIE in 2021 is 328 k€.
Yes, VIRSUBE VIE generated a net profit of 70 k€ in 2021.
The headquarters of VIRSUBE VIE is located in SURESNES (92150), in the department Hauts-de-Seine.
The tax return of VIRSUBE VIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VIRSUBE VIE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.