VINCENT XAVIER AUTO : revenue, balance sheet and financial ratios

VINCENT XAVIER AUTO is a French company founded 15 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ANDREZIEUX-BOUTHEON (42160), this company of category PME shows in 2019 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VINCENT XAVIER AUTO (SIREN 530959725)
Indicator 2021 2019 2018 2017
Revenue N/C 2 021 899 € 2 142 235 € 2 196 668 €
Net income 60 988 € 21 520 € 22 598 € 19 080 €
EBITDA N/C 17 466 € 27 978 € 17 496 €
Net margin N/C 1.1% 1.1% 0.9%

Revenue and income statement

In 2021, VINCENT XAVIER AUTO generates positive net income of 61 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2021: 19 k€ -> 61 k€.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

60 988 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 182%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

181.945%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.57%

Solvency indicators evolution
VINCENT XAVIER AUTO

Sector positioning

Debt ratio
181.94 2021
2018
2019
2021
Q1: 7.66
Med: 58.53
Q3: 167.94
Average +23 pts over 3 years

In 2021, the debt ratio of VINCENT XAVIER AUTO (181.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
29.57% 2021
2018
2019
2021
Q1: 14.57%
Med: 31.02%
Q3: 53.13%
Average -20 pts over 3 years

In 2021, the financial autonomy of VINCENT XAVIER AUTO (29.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
8.46 years 2019
2018
2019
Q1: 0.0 years
Med: 0.52 years
Q3: 4.06 years
Average

In 2019, the repayment capacity of VINCENT XAVIER AUTO (8.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 589.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

589.188

Liquidity indicators evolution
VINCENT XAVIER AUTO

Sector positioning

Liquidity ratio
589.19 2021
2018
2019
2021
Q1: 142.09
Med: 211.41
Q3: 377.57
Excellent

In 2021, the liquidity ratio of VINCENT XAVIER AUTO (589.19) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
15.33x 2019
2018
2019
Q1: 0.0x
Med: 1.02x
Q3: 9.08x
Excellent

In 2019, the interest coverage of VINCENT XAVIER AUTO (15.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
VINCENT XAVIER AUTO

Positioning of VINCENT XAVIER AUTO in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 128 transactions of similar company sales in 2021, the value of VINCENT XAVIER AUTO is estimated at 150 201 € (range 54 410€ - 307 351€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
128 transactions
54k€ 150k€ 307k€
150 201 € Range: 54 410€ - 307 351€
NAF 5 année 2021

Valuation method used

Net Income Multiple
60 988 € × 2.5x = 150 201 €
Range: 54 410€ - 307 351€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare VINCENT XAVIER AUTO with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about VINCENT XAVIER AUTO

What is the revenue of VINCENT XAVIER AUTO ?

The revenue of VINCENT XAVIER AUTO in 2019 is 2.0 M€.

Is VINCENT XAVIER AUTO profitable?

Yes, VINCENT XAVIER AUTO generated a net profit of 61 k€ in 2021.

Where is the headquarters of VINCENT XAVIER AUTO ?

The headquarters of VINCENT XAVIER AUTO is located in ANDREZIEUX-BOUTHEON (42160), in the department Loire.

Where to find the tax return of VINCENT XAVIER AUTO ?

The tax return of VINCENT XAVIER AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VINCENT XAVIER AUTO operate?

VINCENT XAVIER AUTO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.