VILLARET INVESTISSEMENT : revenue, balance sheet and financial ratios

VILLARET INVESTISSEMENT is a French company founded 10 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in CLERMONT-L'HERAULT (34800), this company of category PME shows in 2021 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VILLARET INVESTISSEMENT (SIREN 812356707)
Indicator 2021 2020 2019 2018
Revenue 15 000 € 15 000 € 15 000 € 12 500 €
Net income 68 650 € -7 364 € 9 877 € -1 339 €
EBITDA 13 064 € 13 420 € 12 664 € 8 190 €
Net margin 457.7% -49.1% 65.8% -10.7%

Revenue and income statement

In 2021, VILLARET INVESTISSEMENT achieves revenue of 15 k€. Over the period 2018-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Slight decline of 0% vs 2020. After deducting consumption (0 €), gross margin stands at 15 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 87.1% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -3%, reducing margin by 2.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 69 k€, i.e. 457.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

15 000 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

15 000 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

13 064 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

13 063 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

68 650 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

87.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 457.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

47.821%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

67.217%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

457.667%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.473

Solvency indicators evolution
VILLARET INVESTISSEMENT

Sector positioning

Debt ratio
47.82 2021
2019
2020
2021
Q1: 0.0
Med: 10.91
Q3: 80.72
Average -12 pts over 3 years

In 2021, the debt ratio of VILLARET INVESTISSEMENT (47.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
67.22% 2021
2019
2020
2021
Q1: 3.74%
Med: 15.85%
Q3: 47.36%
Excellent +45 pts over 3 years

In 2021, the financial autonomy of VILLARET INVESTISSEMENT (67.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.47 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.12 years
Q3: 3.59 years
Average -23 pts over 3 years

In 2021, the repayment capacity of VILLARET INVESTISSEMENT (0.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3127.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.4x. Financial charges are adequately covered by operations.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3127.752

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.368

Liquidity indicators evolution
VILLARET INVESTISSEMENT

Sector positioning

Liquidity ratio
3127.75 2021
2019
2020
2021
Q1: 101.62
Med: 120.91
Q3: 389.23
Excellent

In 2021, the liquidity ratio of VILLARET INVESTISSEMENT (3127.75) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
3.37x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 3.57x
Good

In 2021, the interest coverage of VILLARET INVESTISSEMENT (3.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 453 days of revenue, i.e. 19 k€ to permanently finance. Over 2018-2021, WCR increased by +217%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

18 885 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

453 j

WCR and payment terms evolution
VILLARET INVESTISSEMENT

Positioning of VILLARET INVESTISSEMENT in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 58 transactions of similar company sales in 2021, the value of VILLARET INVESTISSEMENT is estimated at 91 689 € (range 29 994€ - 190 795€). With an EBITDA of 13 064€, the sector multiple of 0.6x is applied. The price/revenue ratio is 1.47x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
58 tx
29k€ 91k€ 190k€
91 689 € Range: 29 994€ - 190 795€
NAF 5 année 2021

Valuation detail by method

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EBITDA Multiple 50%
13 064 € × 0.6x
Estimation 8 236 €
5 135€ - 15 995€
Revenue Multiple 30%
15 000 € × 1.47x
Estimation 22 101 €
4 070€ - 24 357€
Net Income Multiple 20%
68 650 € × 5.9x
Estimation 404 708 €
131 028€ - 877 454€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare VILLARET INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about VILLARET INVESTISSEMENT

What is the revenue of VILLARET INVESTISSEMENT ?

The revenue of VILLARET INVESTISSEMENT in 2021 is 15 k€.

Is VILLARET INVESTISSEMENT profitable?

Yes, VILLARET INVESTISSEMENT generated a net profit of 69 k€ in 2021.

Where is the headquarters of VILLARET INVESTISSEMENT ?

The headquarters of VILLARET INVESTISSEMENT is located in CLERMONT-L'HERAULT (34800), in the department Herault.

Where to find the tax return of VILLARET INVESTISSEMENT ?

The tax return of VILLARET INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VILLARET INVESTISSEMENT operate?

VILLARET INVESTISSEMENT operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.