SIREN : 493063119
VILLA ET LUMIERE is a French company founded 19 years ago, specialized in the sector Construction de maisons individuelles. Based in MONTELIMAR (26200), this company of category PME shows in 2023 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 082 865 € | 2 088 948 € | 2 188 626 € | 2 292 053 € | 1 802 213 € | 1 825 895 € | 1 800 820 € | 1 496 183 € |
| Net income | 146 889 € | 125 009 € | 153 336 € | 70 748 € | 104 707 € | 125 835 € | 40 226 € | 67 309 € |
| EBITDA | 179 303 € | 143 365 € | 190 693 € | 132 618 € | 136 634 € | 158 505 € | 15 187 € | 88 750 € |
| Net margin | 7.1% | 6.0% | 7.0% | 3.1% | 5.8% | 6.9% | 2.2% | 4.5% |
In 2023, VILLA ET LUMIERE achieves revenue of 2.1 M€. Revenue is growing positively over 8 years (CAGR: +4.8%). Slight decline of -0% vs 2022. After deducting consumption (307 k€), gross margin stands at 1.8 M€, i.e. a rate of 85%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 179 k€, representing 8.6% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 147 k€, i.e. 7.1% of revenue. This profit can be retained or distributed to shareholders.
2 082 865 €
1 776 054 €
179 303 €
156 153 €
146 889 €
8.6%
The debt ratio (= Financial debt / Equity x 100) stands at 30%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
29.722%
26.584%
8.34%
1.588
49.8%
In 2023, the debt ratio of VILLA ET LUMIERE (29.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of VILLA ET LUMIERE (26.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of VILLA ET LUMIERE (1.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 145.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
145.112
0.629
In 2023, the liquidity ratio of VILLA ET LUMIERE (145.11) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of VILLA ET LUMIERE (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Inventory turnover is 239 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2 days of revenue, i.e. 10 k€ to permanently finance. Notable WCR improvement over the period (-85%), freeing up cash.
10 227 €
2 j
24 j
239 j
2 j
Based on 113 transactions of similar company sales (all years), the value of VILLA ET LUMIERE is estimated at 468 751 € (range 195 827€ - 957 084€). With an EBITDA of 179 303€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VILLA ET LUMIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of VILLA ET LUMIERE in 2023 is 2.1 M€.
Yes, VILLA ET LUMIERE generated a net profit of 147 k€ in 2023.
The headquarters of VILLA ET LUMIERE is located in MONTELIMAR (26200), in the department Drome.
The tax return of VILLA ET LUMIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VILLA ET LUMIERE operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.