SIREN : 811505726
VIC FINANCES is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in ANGERS (49100), this company of category PME shows in 2025 a revenue of 2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 500 € | N/C | N/C | N/C | 97 911 € | 66 000 € | 66 000 € | 125 525 € | 78 000 € | 33 000 € |
| Net income | 258 733 € | 113 268 € | 145 766 € | 93 257 € | 118 340 € | 85 405 € | 69 240 € | 105 558 € | 132 931 € | 142 681 € |
| EBITDA | -2 940 € | -4 398 € | -4 027 € | -3 286 € | 41 330 € | 6 852 € | 12 159 € | 55 202 € | 26 386 € | -5 419 € |
| Net margin | 17248.9% | N/C | N/C | N/C | 120.9% | 129.4% | 104.9% | 84.1% | 170.4% | 432.4% |
In 2025, VIC FINANCES achieves revenue of 2 k€. Revenue is declining over the period 2016-2025 (CAGR: -29.1%). After deducting consumption (0 €), gross margin stands at 2 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -196.0% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 259 k€, i.e. 17248.9% of revenue. This profit can be retained or distributed to shareholders.
1 500 €
1 500 €
-2 940 €
-4 081 €
258 733 €
-196.0%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17330.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.973%
94.868%
17330.733%
0.261
97.1%
In 2025, the debt ratio of VIC FINANCES (4.97) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of VIC FINANCES (94.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of VIC FINANCES (0.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 12951.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
12951.396
-83.639
In 2025, the liquidity ratio of VIC FINANCES (12951.40) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of VIC FINANCES (-83.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 180 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 189 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Overall, WCR represents 7135 days of revenue, i.e. 30 k€ to permanently finance. Notable WCR improvement over the period (-27%), freeing up cash.
29 731 €
180 j
189 j
0 j
7135 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 41 711€ to 1 272 982€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VIC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of VIC FINANCES in 2025 is 2 k€.
Yes, VIC FINANCES generated a net profit of 259 k€ in 2025.
The headquarters of VIC FINANCES is located in ANGERS (49100), in the department Maine-et-Loire.
The tax return of VIC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VIC FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.