VGL INVESTISSEMENTS : revenue, balance sheet and financial ratios

VGL INVESTISSEMENTS is a French company founded 11 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in BONDUES (59910), this company of category PME shows in 2024 a revenue of 45 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VGL INVESTISSEMENTS (SIREN 807541727)
Indicator 2024 2023 2022 2021 2020 2018 2017 2016
Revenue 44 918 € 96 680 € 357 204 € 126 830 € 82 107 € 2 452 € N/C 23 422 €
Net income 89 650 € 173 341 € -142 664 € -79 105 € -31 013 € 9 232 443 € 542 466 € -186 536 €
EBITDA -106 585 € -133 739 € -71 156 € -39 736 € -11 710 € -141 988 € -21 484 € -75 222 €
Net margin 199.6% 179.3% -39.9% -62.4% -37.8% 376527.0% N/C -796.4%

Revenue and income statement

In 2024, VGL INVESTISSEMENTS achieves revenue of 45 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.5%. Significant drop of -54% vs 2023. After deducting consumption (0 €), gross margin stands at 45 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -107 k€, representing -237.3% of revenue. Warning negative scissor effect: despite revenue change (-54%), EBITDA varies by +20%, reducing margin by 99.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 90 k€, i.e. 199.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

44 918 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

44 918 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-106 585 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-171 411 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

89 650 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-237.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 734.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.349%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

95.229%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

734.503%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.768

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

80.5%

Solvency indicators evolution
VGL INVESTISSEMENTS

Sector positioning

Debt ratio
2.35 2024
2022
2023
2024
Q1: 0.0
Med: 2.75
Q3: 41.16
Good +19 pts over 3 years

In 2024, the debt ratio of VGL INVESTISSEMENTS (2.35) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
95.23% 2024
2022
2023
2024
Q1: 7.81%
Med: 60.44%
Q3: 91.96%
Excellent +9 pts over 3 years

In 2024, the financial autonomy of VGL INVESTISSEMENTS (95.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.77 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.07 years
Q3: 2.68 years
Average -19 pts over 3 years

In 2024, the repayment capacity of VGL INVESTISSEMENTS (0.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 243.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

243.727

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-772.734

Liquidity indicators evolution
VGL INVESTISSEMENTS

Sector positioning

Liquidity ratio
243.73 2024
2022
2023
2024
Q1: 142.73
Med: 746.83
Q3: 3595.15
Average -46 pts over 3 years

In 2024, the liquidity ratio of VGL INVESTISSEMENTS (243.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-772.73x 2024
2022
2023
2024
Q1: -27.99x
Med: 0.0x
Q3: 0.0x
Average

In 2024, the interest coverage of VGL INVESTISSEMENTS (-772.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1224 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. The gap of 1110 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 870 days of revenue, i.e. 108 k€ to permanently finance. Over 2016-2024, WCR increased by +185%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

108 490 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1224 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

114 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

870 j

WCR and payment terms evolution
VGL INVESTISSEMENTS

Positioning of VGL INVESTISSEMENTS in its sector

Comparison with sector Supports juridiques de gestion de patrimoine mobilier

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of VGL INVESTISSEMENTS is estimated at 128 217 € (range 48 330€ - 331 230€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
48k€ 128k€ 331k€
128 217 € Range: 48 330€ - 331 230€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
44 918 € × 0.30x
Estimation 13 699 €
7 288€ - 37 906€
Net Income Multiple 20%
89 650 € × 3.3x
Estimation 299 995 €
109 895€ - 771 216€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine mobilier)

Compare VGL INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier

Frequently asked questions about VGL INVESTISSEMENTS

What is the revenue of VGL INVESTISSEMENTS ?

The revenue of VGL INVESTISSEMENTS in 2024 is 45 k€.

Is VGL INVESTISSEMENTS profitable?

Yes, VGL INVESTISSEMENTS generated a net profit of 90 k€ in 2024.

Where is the headquarters of VGL INVESTISSEMENTS ?

The headquarters of VGL INVESTISSEMENTS is located in BONDUES (59910), in the department Nord.

Where to find the tax return of VGL INVESTISSEMENTS ?

The tax return of VGL INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VGL INVESTISSEMENTS operate?

VGL INVESTISSEMENTS operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.