SIREN : 442285888
V.F.C. FINANCIERE is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-ETIENNE-LES-REMIREMONT (88200), this company of category PME shows in 2025 a revenue of 243 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 243 225 € | 233 072 € | 223 921 € | 256 223 € | 153 733 € | N/C | N/C | 33 850 € | 135 400 € | 135 400 € |
| Net income | 33 579 € | 45 458 € | 32 275 € | 53 302 € | -130 553 € | -70 336 € | -27 729 € | -272 030 € | -1 236 008 € | 33 629 € |
| EBITDA | 50 047 € | 55 502 € | 44 976 € | 83 075 € | 19 393 € | N/C | N/C | -61 478 € | 31 778 € | 45 108 € |
| Net margin | 13.8% | 19.5% | 14.4% | 20.8% | -84.9% | N/C | N/C | -803.6% | -912.9% | 24.8% |
In 2025, V.F.C. FINANCIERE achieves revenue of 243 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +6.7%. Vs 2024: +4%. After deducting consumption (0 €), gross margin stands at 243 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 20.6% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -10%, reducing margin by 3.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 13.8% of revenue. This profit can be retained or distributed to shareholders.
243 225 €
243 225 €
50 047 €
19 689 €
33 579 €
20.6%
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 26.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
26.082%
75.609%
26.515%
5.527
79.2%
In 2025, the debt ratio of V.F.C. FINANCIERE (26.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of V.F.C. FINANCIERE (75.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of V.F.C. FINANCIERE (5.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 931.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.6x. Operating income very largely covers interest expenses: high safety margin.
931.752
10.644
In 2025, the liquidity ratio of V.F.C. FINANCIERE (931.75) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of V.F.C. FINANCIERE (10.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 73 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. The gap of 40 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 369 days of revenue, i.e. 249 k€ to permanently finance. Over 2016-2025, WCR increased by +26%, requiring additional financing.
249 140 €
73 j
33 j
0 j
369 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 76 824€ to 347 806€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare V.F.C. FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of V.F.C. FINANCIERE in 2025 is 243 k€.
Yes, V.F.C. FINANCIERE generated a net profit of 34 k€ in 2025.
The headquarters of V.F.C. FINANCIERE is located in SAINT-ETIENNE-LES-REMIREMONT (88200), in the department Vosges.
The tax return of V.F.C. FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
V.F.C. FINANCIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.