SIREN : 793296427
VERSAILLES FINANCE is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in LE CHATEAU-D'OLERON (17480), this company of category PME shows in 2020 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 15 339 € | 12 528 € | N/C | N/C |
| Net income | 9 522 € | -460 330 € | -4 037 € | -3 929 € |
| EBITDA | 10 923 € | 3 680 € | -2 862 € | -3 085 € |
| Net margin | 62.1% | -3674.4% | N/C | N/C |
In 2020, VERSAILLES FINANCE achieves revenue of 15 k€. Over the period 2019-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +22.4%. Vs 2019, growth of +22% (13 k€ -> 15 k€). After deducting consumption (1 k€), gross margin stands at 14 k€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 71.2% of revenue. Positive scissor effect: EBITDA margin improves by +41.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 62.1% of revenue. This profit can be retained or distributed to shareholders.
15 339 €
14 010 €
10 923 €
8 923 €
9 522 €
71.2%
The debt ratio (= Financial debt / Equity x 100) stands at -196%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -102%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 68.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 69.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-196.279%
-101.725%
69.287%
68.019
In 2020, the debt ratio of VERSAILLES FINANCE (-196.28) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2020, the financial autonomy of VERSAILLES FINANCE (-101.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of VERSAILLES FINANCE (68.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4840.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 123.5x. Operating income very largely covers interest expenses: high safety margin.
4840.729
123.537
In 2020, the liquidity ratio of VERSAILLES FINANCE (4840.73) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of VERSAILLES FINANCE (123.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 173 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 165 days. The company must finance 8 days of gap between collections and payments. Overall, WCR represents 8140 days of revenue, i.e. 347 k€ to permanently finance.
346 842 €
173 j
165 j
0 j
8140 j
Based on 71 transactions of similar company sales
in 2020,
the value of VERSAILLES FINANCE is estimated at
44 873 €
(range 15 983€ - 92 806€).
With an EBITDA of 10 923€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VERSAILLES FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of VERSAILLES FINANCE in 2020 is 15 k€.
Yes, VERSAILLES FINANCE generated a net profit of 10 k€ in 2020.
The headquarters of VERSAILLES FINANCE is located in LE CHATEAU-D'OLERON (17480), in the department Charente-Maritime.
The tax return of VERSAILLES FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VERSAILLES FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.