SIREN : 822846275
VERCORS FINANCES is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in BAYONNE (64100), this company of category PME shows in 2024 a revenue of 24 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 24 000 € | 24 000 € | 24 000 € | 24 000 € | 24 000 € | 24 000 € | 25 725 € | 2 000 € |
| Net income | 50 319 € | 783 € | -5 788 € | -5 917 € | -5 929 € | 4 329 € | 3 490 € | -32 394 € |
| EBITDA | -512 € | 1 666 € | 1 789 € | 3 086 € | 3 234 € | 13 523 € | 14 493 € | -32 280 € |
| Net margin | 209.7% | 3.3% | -24.1% | -24.7% | -24.7% | 18.0% | 13.6% | -1619.7% |
In 2024, VERCORS FINANCES achieves revenue of 24 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +42.6%. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 24 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -512 €, representing -2.1% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -131%, reducing margin by 9.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 50 k€, i.e. 209.7% of revenue. This profit can be retained or distributed to shareholders.
24 000 €
24 000 €
-512 €
-513 €
50 319 €
-2.1%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 209.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
14.565%
8.969%
209.671%
0.997
In 2024, the debt ratio of VERCORS FINANCES (14.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of VERCORS FINANCES (9.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of VERCORS FINANCES (1.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2648.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2648.25
-571.289
In 2024, the liquidity ratio of VERCORS FINANCES (2648.25) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of VERCORS FINANCES (-571.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 30 days of gap between collections and payments. WCR is negative (-2458 days): operations structurally generate cash. Notable WCR improvement over the period (-2874%), freeing up cash.
-163 892 €
30 j
0 j
0 j
-2458 j
Based on 103 transactions of similar company sales in 2024, the value of VERCORS FINANCES is estimated at 196 809 € (range 68 301€ - 526 286€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VERCORS FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of VERCORS FINANCES in 2024 is 24 k€.
Yes, VERCORS FINANCES generated a net profit of 50 k€ in 2024.
The headquarters of VERCORS FINANCES is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
The tax return of VERCORS FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VERCORS FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.