SIREN : 409941184
VEEF INVEST is a French company founded 29 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LA BUISSE (38500), this company of category PME shows in 2018 a revenue of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 109 956 € | 94 948 € | 69 904 € |
| Net income | 2 780 € | 4 962 € | 540 € |
| EBITDA | 967 € | 11 110 € | -8 368 € |
| Net margin | 2.5% | 5.2% | 0.8% |
In 2018, VEEF INVEST achieves revenue of 110 k€. Over the period 2016-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +25.4%. Vs 2017, growth of +16% (95 k€ -> 110 k€). After deducting consumption (0 €), gross margin stands at 110 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 967 €, representing 0.9% of revenue. Warning negative scissor effect: despite revenue change (+16%), EBITDA varies by -91%, reducing margin by 10.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
109 956 €
109 956 €
967 €
2 956 €
2 780 €
0.9%
The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
51.191%
53.114%
0.711%
15.058
63.4%
In 2018, the debt ratio of VEEF INVEST (51.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of VEEF INVEST (53.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2018, the repayment capacity of VEEF INVEST (15.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 442.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
442.638
0.0
In 2018, the liquidity ratio of VEEF INVEST (442.64) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2018, the interest coverage of VEEF INVEST (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 34 days of revenue, i.e. 10 k€ to permanently finance. Over 2016-2018, WCR increased by +261%, requiring additional financing.
10 379 €
44 j
12 j
0 j
34 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 12 071€ to 70 078€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VEEF INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of VEEF INVEST in 2018 is 110 k€.
Yes, VEEF INVEST generated a net profit of 3 k€ in 2018.
The headquarters of VEEF INVEST is located in LA BUISSE (38500), in the department Isere.
The tax return of VEEF INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VEEF INVEST operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.