Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

VAL FINANCES : revenue, balance sheet and financial ratios

VAL FINANCES is a French company founded 27 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in VIMINES (73160), this company of category PME shows in 2025 a net income positive of 116 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - VAL FINANCES (SIREN 420844755)
Indicator 2025 2024 2023
Revenue N/C N/C N/C
Net income 115 677 € 139 400 € 48 341 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2025, VAL FINANCES generates positive net income of 116 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2025: 48 k€ -> 116 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

115 677 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.097%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.901%

Solvency indicators evolution
VAL FINANCES

Sector positioning

Debt ratio
0.1 2025
2023
2024
2025
Q1: 0.14
Med: 27.24
Q3: 146.28
Excellent -8 pts over 3 years

In 2025, the debt ratio of VAL FINANCES (0.10) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
99.9% 2025
2023
2024
2025
Q1: 17.38%
Med: 54.75%
Q3: 87.41%
Excellent

In 2025, the financial autonomy of VAL FINANCES (99.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2917052.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2917052.582

Liquidity indicators evolution
VAL FINANCES

Sector positioning

Liquidity ratio
2917052.58 2025
2023
2024
2025
Q1: 159.67
Med: 1116.63
Q3: 6512.12
Excellent +6 pts over 3 years

In 2025, the liquidity ratio of VAL FINANCES (2917052.58) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of VAL FINANCES in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Based on 170 transactions of similar company sales (all years), the value of VAL FINANCES is estimated at 1 199 200 € (range 743 329€ - 1 865 134€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
170 transactions
743k€ 1199k€ 1865k€
1 199 200 € Range: 743 329€ - 1 865 134€
NAF 5 all-time

Valuation method used

Net Income Multiple
115 677 € × 10.4x = 1 199 201 €
Range: 743 330€ - 1 865 134€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare VAL FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about VAL FINANCES

What is the revenue of VAL FINANCES ?

The revenue of VAL FINANCES is not publicly disclosed (confidential accounts filed with INPI).

Is VAL FINANCES profitable?

Yes, VAL FINANCES generated a net profit of 116 k€ in 2025.

Where is the headquarters of VAL FINANCES ?

The headquarters of VAL FINANCES is located in VIMINES (73160), in the department Savoie.

Where to find the tax return of VAL FINANCES ?

The tax return of VAL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VAL FINANCES operate?

VAL FINANCES operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.