SIREN : 810990663
VACK FINANCES is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in SUCE-SUR-ERDRE (44240), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 324 994 € | 1 237 212 € | 1 424 262 € | 987 082 € | 874 855 € | 811 186 € | 818 871 € | 657 290 € |
| Net income | 1 120 066 € | 1 070 165 € | 1 102 058 € | 631 622 € | 592 362 € | 32 042 € | 40 487 € | 39 135 € |
| EBITDA | 184 596 € | 224 185 € | 227 527 € | 60 238 € | 43 896 € | 47 423 € | 51 662 € | 47 603 € |
| Net margin | 84.5% | 86.5% | 77.4% | 64.0% | 67.7% | 4.0% | 4.9% | 6.0% |
In 2024, VACK FINANCES achieves revenue of 1.3 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.5%. Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 185 k€, representing 13.9% of revenue. Warning negative scissor effect: despite revenue change (+7%), EBITDA varies by -18%, reducing margin by 4.2 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 84.5% of revenue. This profit can be retained or distributed to shareholders.
1 324 994 €
1 324 994 €
184 596 €
195 916 €
1 120 066 €
13.9%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 84.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.73%
82.993%
84.253%
0.405
53.9%
In 2024, the debt ratio of VACK FINANCES (11.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of VACK FINANCES (83.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of VACK FINANCES (0.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 632.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
632.079
0.0
In 2024, the liquidity ratio of VACK FINANCES (632.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of VACK FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 26 days. WCR is negative (-49 days): operations structurally generate cash. Notable WCR improvement over the period (-593%), freeing up cash.
-181 180 €
12 j
38 j
0 j
-49 j
Based on 54 transactions of similar company sales
in 2024,
the value of VACK FINANCES is estimated at
1 007 425 €
(range 429 741€ - 2 720 431€).
With an EBITDA of 184 596€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VACK FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of VACK FINANCES in 2024 is 1.3 M€.
Yes, VACK FINANCES generated a net profit of 1.1 M€ in 2024.
The headquarters of VACK FINANCES is located in SUCE-SUR-ERDRE (44240), in the department Loire-Atlantique.
The tax return of VACK FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VACK FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.