SIREN : 978882504
V-LOC HOLDING is a French company founded 2 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ESCALQUENS (31750), this company of category PME shows in 2025 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 1 434 368 € | 95 457 € |
| Net income | 13 124 € | 1 038 € |
| EBITDA | 62 865 € | 12 420 € |
| Net margin | 0.9% | 1.1% |
In 2025, V-LOC HOLDING achieves revenue of 1.4 M€. Vs 2024, growth of +1403% (95 k€ -> 1.4 M€). After deducting consumption (505 k€), gross margin stands at 930 k€, i.e. a rate of 65%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 63 k€, representing 4.4% of revenue. Warning negative scissor effect: despite revenue change (+1403%), EBITDA varies by +406%, reducing margin by 8.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 0.9% of revenue. This profit can be retained or distributed to shareholders.
1 434 368 €
929 574 €
62 865 €
19 496 €
13 124 €
4.4%
The debt ratio (= Financial debt / Equity x 100) stands at 268%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
268.171%
10.13%
2.221%
11.665
79.7%
In 2025, the debt ratio of V-LOC HOLDING (268.17) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of V-LOC HOLDING (10.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of V-LOC HOLDING (11.66) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 134.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.1x. Operating income very largely covers interest expenses: high safety margin.
134.008
6.123
In 2025, the liquidity ratio of V-LOC HOLDING (134.01) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of V-LOC HOLDING (6.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 117 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 120 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Inventory turnover is 28 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 178 days of revenue, i.e. 707 k€ to permanently finance.
707 244 €
117 j
120 j
28 j
178 j
Based on 113 transactions of similar company sales in 2025, the value of V-LOC HOLDING is estimated at 123 661 € (range 62 046€ - 234 778€). With an EBITDA of 62 865€, the sector multiple of 0.7x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare V-LOC HOLDING with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of V-LOC HOLDING in 2025 is 1.4 M€.
Yes, V-LOC HOLDING generated a net profit of 13 k€ in 2025.
The headquarters of V-LOC HOLDING is located in ESCALQUENS (31750), in the department Haute-Garonne.
The tax return of V-LOC HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
V-LOC HOLDING operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.