SIREN : 521953729
URBANA is a French company founded 16 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in NIMES (30900), this company of category PME shows in 2021 a revenue of 470 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 470 188 € | 1 351 317 € | 921 265 € | 1 540 458 € | 2 056 111 € | 1 693 123 € |
| Net income | 7 228 € | 27 098 € | 21 260 € | 29 499 € | -33 453 € | 17 095 € |
| EBITDA | 53 313 € | 53 998 € | -18 257 € | -84 529 € | -90 482 € | 35 581 € |
| Net margin | 1.5% | 2.0% | 2.3% | 1.9% | -1.6% | 1.0% |
In 2021, URBANA achieves revenue of 470 k€. Revenue is declining over the period 2016-2021 (CAGR: -22.6%). Significant drop of -65% vs 2020. After deducting consumption (284 k€), gross margin stands at 186 k€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 53 k€, representing 11.3% of revenue. Positive scissor effect: EBITDA margin improves by +7.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 7 k€, i.e. 1.5% of revenue. This profit can be retained or distributed to shareholders.
470 188 €
185 907 €
53 313 €
59 452 €
7 228 €
11.3%
The debt ratio (= Financial debt / Equity x 100) stands at 188%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 425.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
187.962%
29.26%
0.305%
425.301
48.3%
In 2021, the debt ratio of URBANA (187.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of URBANA (29.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of URBANA (425.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 544.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 35.2x. Operating income very largely covers interest expenses: high safety margin.
544.896
35.177
In 2021, the liquidity ratio of URBANA (544.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of URBANA (35.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 357 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. The gap of 278 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 227 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 814 days of revenue, i.e. 1.1 M€ to permanently finance. Notable WCR improvement over the period (-24%), freeing up cash.
1 063 260 €
357 j
79 j
227 j
814 j
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 65 093€ to 459 601€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare URBANA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of URBANA in 2021 is 470 k€.
Yes, URBANA generated a net profit of 7 k€ in 2021.
The headquarters of URBANA is located in NIMES (30900), in the department Gard.
The tax return of URBANA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
URBANA operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.