SIREN : 378566533
UNOFI PATRIMOINE is a French company founded 35 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75001), this company of category ETI shows in 2024 a revenue of 29.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 903 603 € | N/C | 33 308 328 € | 34 474 160 € | 32 219 062 € | 39 112 785 € | 34 146 293 € | N/C | N/C |
| Net income | 1 517 593 € | 2 523 475 € | 3 209 739 € | 4 058 258 € | 4 348 134 € | 5 313 175 € | 3 484 978 € | 5 493 521 € | 5 547 457 € |
| EBITDA | 1 851 909 € | -31 211 916 € | 4 055 983 € | 5 466 911 € | 5 645 359 € | 8 263 773 € | 5 494 238 € | -27 847 824 € | -26 306 554 € |
| Net margin | 5.1% | N/C | 9.6% | 11.8% | 13.5% | 13.6% | 10.2% | N/C | N/C |
In 2024, UNOFI PATRIMOINE achieves revenue of 29.9 M€. Activity remains stable over the period (CAGR: -2.2%). After deducting consumption (0 €), gross margin stands at 29.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.9 M€, representing 6.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.5 M€, i.e. 5.1% of revenue. This profit can be retained or distributed to shareholders.
29 903 603 €
29 903 603 €
1 851 909 €
2 074 374 €
1 517 593 €
6.2%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
2.823%
35.169%
4.207%
0.094
30.7%
In 2024, the debt ratio of UNOFI PATRIMOINE (2.82) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of UNOFI PATRIMOINE (35.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of UNOFI PATRIMOINE (0.09) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 127.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
127.792
0.0
In 2024, the liquidity ratio of UNOFI PATRIMOINE (127.79) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of UNOFI PATRIMOINE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-34 days): operations structurally generate cash.
-2 818 116 €
30 j
34 j
0 j
-34 j
Based on 193 transactions of similar company sales (all years), the value of UNOFI PATRIMOINE is estimated at 10 545 335 € (range 3 036 281€ - 24 902 663€). With an EBITDA of 1 851 909€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UNOFI PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of UNOFI PATRIMOINE in 2024 is 29.9 M€.
Yes, UNOFI PATRIMOINE generated a net profit of 1.5 M€ in 2024.
The headquarters of UNOFI PATRIMOINE is located in PARIS (75001), in the department Paris.
The tax return of UNOFI PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UNOFI PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.