UNIVERSEL TEXTILE : revenue, balance sheet and financial ratios

UNIVERSEL TEXTILE is a French company founded 26 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de textiles. Based in MARSEILLE (13008), this company of category PME shows in 2022 a revenue of 3.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNIVERSEL TEXTILE (SIREN 428697114)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 3 587 236 € N/C N/C N/C 3 197 443 € 3 997 813 € 3 646 711 €
Net income 77 741 € -102 531 € 456 768 € 28 874 € 57 723 € -681 587 € 49 944 € 24 823 €
EBITDA N/C -108 664 € N/C N/C N/C -249 830 € 97 823 € 34 872 €
Net margin N/C -2.9% N/C N/C N/C -21.3% 1.2% 0.7%

Revenue and income statement

In 2023, UNIVERSEL TEXTILE generates positive net income of 78 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 25 k€ -> 78 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

77 741 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 105%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

105.322%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.613%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.7%

Solvency indicators evolution
UNIVERSEL TEXTILE

Sector positioning

Debt ratio
105.32 2023
2021
2022
2023
Q1: 0.01
Med: 13.62
Q3: 59.76
Watch

In 2023, the debt ratio of UNIVERSEL TEXTILE (105.32) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
44.61% 2023
2021
2022
2023
Q1: 9.69%
Med: 38.32%
Q3: 61.97%
Good

In 2023, the financial autonomy of UNIVERSEL TEXTILE (44.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-14.41 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 2.08 years
Excellent

In 2022, the repayment capacity of UNIVERSEL TEXTILE (-14.41) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1175.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1175.565

Liquidity indicators evolution
UNIVERSEL TEXTILE

Sector positioning

Liquidity ratio
1175.57 2023
2021
2022
2023
Q1: 131.79
Med: 232.37
Q3: 430.36
Excellent

In 2023, the liquidity ratio of UNIVERSEL TEXTILE (1175.57) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-0.25x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 4.95x
Average

In 2022, the interest coverage of UNIVERSEL TEXTILE (-0.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
UNIVERSEL TEXTILE

Positioning of UNIVERSEL TEXTILE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de textiles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 133 120€ to 963 043€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
133k€ 732k€ 963k€
732 497 € Range: 133 120€ - 963 043€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de textiles)

Compare UNIVERSEL TEXTILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de textiles

Frequently asked questions about UNIVERSEL TEXTILE

What is the revenue of UNIVERSEL TEXTILE ?

The revenue of UNIVERSEL TEXTILE in 2022 is 3.6 M€.

Is UNIVERSEL TEXTILE profitable?

Yes, UNIVERSEL TEXTILE generated a net profit of 78 k€ in 2023.

Where is the headquarters of UNIVERSEL TEXTILE ?

The headquarters of UNIVERSEL TEXTILE is located in MARSEILLE (13008), in the department Bouches-du-Rhone.

Where to find the tax return of UNIVERSEL TEXTILE ?

The tax return of UNIVERSEL TEXTILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNIVERSEL TEXTILE operate?

UNIVERSEL TEXTILE operates in the sector Commerce de gros (commerce interentreprises) de textiles (NAF code 46.41Z). See the 'Sector positioning' section above to compare the company with its competitors.